More Companies That Couldn’t Get Rid of Timeshare Purchases.

More Companies That Couldn’t Get Rid of Timeshare Purchases.

When people purchase a timeshare for the first time, negative repercussions are never at the forefront of their minds. It’s pretty much sunshine and rainbows in the beginning stages. While the sales presentation might have been overwhelming, new buyers are usually extremely content with their initial decision – and some remain that way. Others experience remorse quickly after they realize front-end disclosure was vague, misrepresented, or outright omitted. This can occur when owners realize availability isn’t what they were promised or when they stumble across hidden contract obligations. Unexpected annual fees often catch first time owners off guard. When a timeshare owner ends up feeling conned or trapped they usually start looking for a company that knows how to get rid of timeshare purchases.

Unfortunately, like our last article pointed out, finding relief is a lot easier said than done. Every year, tens of thousands of people are robbed during their quest to cancel a timeshare. Not only are resorts working against them to keep them under contract, but 3rd party “solutions” are bombarding them with ambiguous promises.

Far too many fractional owners truly don’t know their timeshare is perpetual. They think they can ask for a refund if it doesn’t work out. Once they realize they can’t cancel (because their rescission period has passed), they tend to begin losing hope in the resort. Especially if their decision to upgrade packages (as a solution commonly offered by their resort) backfires too.

But trusting 3rd party resolutions isn’t always fruitful either. Some buyers become desperate at a certain point which causes them to be irrational. Predatory agencies love consumer desperation. Truth be told, some timeshare owners really get drug through the mud after they sign the dotted line. The budgeted expense can turn into a devastating financial setback if you’re not careful. Since you can read all about this in some of our other blogs, let’s turn our attention back to some of the companies that claimed they knew how to get rid of timeshare purchases – but they just couldn’t get the job done.

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Resort Release Files for Bankruptcy After Collecting Fees.

This year is already proving to be a progressive one when it comes to halting unethical timeshare cancellation services. A number of bankruptcies have already been filed while even more scams have been exposed. Incompetent operations, that persuade vulnerable timeshare owners to hand over thousands of dollars for nothing, are slowly being held responsible. To say regulatory agencies have been busy is an understatement.

When timeshare exit companies first came about, they had their way with fractional owners. Vague accusations didn’t warrant lawsuits. Now that laws and regulations are in place, prosecutors can begin holding scam artists accountable. Because buyers are asking more questions and understanding their rights, they’ve been able to prove they’ve been lied to more than ever before. Especially when guarantees are involved.

This was the case when Resort Release LLC – also known as the American Resource Management Group, LLC (ARMG), Resort Exit Team and Redemption Services – recently attempted to sweep their inaptitude under the rug. The timeshare relief service filed for bankruptcy with the U.S. Bankruptcy Court for the Southern District of Florida in April this year. During their hearings, some major red flags were uncovered. This forced the court to order a Chapter 11 Trustee to take control of the business and review all of their financial affairs.

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An Unethical Trend Causes Them to Throw in the Towel.

Shortly before filing bankruptcy, Resort Release began receiving multiple complaints on their BBB profile. To date, their response to every grievance has remained consistent. They’re claiming none of the dissatisfied customers ever did business with them. Hopefully they’re not leaning on denial to escape penalty. If a business promotes an ability to get rid of timeshare purchases, it’s rather clear what the end result should look like.

Ever since Resort Release’s filing, legal questions surrounding their up-front costs have been a hot topic amongst those overseeing the investigation. What they were giving in exchange for payment wasn’t adding up. But it wasn’t the only thing not making sense. During proceedings the defendant continued to claim they were located in the midwest but the company was clearly operating in Florida. Little lies like this led others to believe something unethical was going on.

The ignorance of their approach was concerning to say the least. Apparently, they thought they could lie to the court and it would be glazed over. ARMG also didn’t have ample financial reserves to cover their 100% guarantees. Not only was the company making promises they knew they couldn’t keep, they didn’t even have the capital to back it up. In the meantime, their clients had no idea.

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What many can’t figure out is, how does a company that collected millions of dollars in upfront fees have no money? Keep in mind, they didn’t just sell their services to a few dozen people. Resort Release told thousands of fractional owners they could help them get rid of timeshare purchases, guaranteed. As the public’s awareness of the bankruptcy claim grows, more and more people are filing suit for false advertising and a failure to adhere to the Florida Deceptive and Unfair Trade Practices Act. We’ll keep you updated.

Escort Release Sued by Major Timeshare Chains.

Positioned as an advocate company, Escort Release recently was targeted by a number of major hospitality organizations for misleading timeshare owners. While there isn’t a lot of information online about this situation, we know they immediately filed for bankruptcy following pending lawsuits.

What an advocacy group does is represent unhappy buyers in their attempt to get rid of timeshare purchases. They basically support their client’s stance by advocating on their behalf. Call it a sophisticated hype man if you may. There is no legal approach to this. Escort Release essentially told their prospects that they could negotiate a settlement with the resort without taking legal action. Unfortunately, we don’t know of any advocacy agencies that’ve been able to sustain their ability to eliminate timeshare contracts.

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Vacation Owners Group Linked with Wesley Financial.

This is probably one of the more complex operations that’s been exposed to date. Not because of the amount of money or number of victims, but the level of deception. When it comes to identifying timeshare exit fraud, a company with numerous aliases should always raise a red flag. Vacation Owners Group definitely falls under this category.

Otherwise known as VO Group and VO Financial, the operation solicited timeshare owners and offered to settle their outstanding timeshare mortgages by negotiating with timeshare property associations, banking and lending institutions. The owner of Wesley Financial Group, Chuck McDowell, is being tied to these companies through a number of online resources. Already being linked as a key player behind multiple companies deemed scams, McDowell purportedly exited VO Group just before legal action was taken and arrests were made. But let’s backtrack a little to follow the paper trail.

Vacation Owners Group got its start nearly a decade ago by soliciting timeshare owners about their new relief program. They initially engaged their victims by claiming they were calling regarding a complaint they had about their timeshare. It was used as a way “to get their foot in the door” and gather more information about the timeshare property. When owners would open up about their frustrations, solicitors would then tell them they could easily get rid of timeshare purchases if they really wanted to.

Victims say each company solicited them with claims to be able to recover money from timeshare companies (Mainly Wyndham) for fraudulent sales practices on a contingency basis (10%) and no up front fees. Many that were scammed have since come forward, revealing the contract provided by Vacation Ownership Group actually contradicted these claims. Over the years, thousands of people have taken the bait and still own their timeshares.

The Public Realized VO Couldn’t Get Rid of Timeshare Purchases.

The VO Group’s trail inevitably caught up to them when they fell under federal investigation. Victim testimonies and defendant interviews exposed the company’s deceitful ploy. In an FBI conducted interview with Adam Lacerda (co-owner of The VO Group), he admitted, in substance and in part, that The VO Group did not work with any banking or lending institutions. Yet, in another interview, Ryan Bird (a co-conspirator) stated that he told customers The VO Group worked directly for banks and had the ability to settle customer’s timeshare mortgage debt. Like many other timeshare scams, the lies ran rampant in this scheme, proving the services rendered were fraudulent.

Victims of The VO Group said their timeshare was never paid off (by any means or by settlement) after paying thousands to The VO Group. But continuing payments on the timeshare they wanted to get out of wasn’t the only letdown. They later found out they also fell victim to a “bait and switch” scheme where they unknowingly became liable for an additional timeshare. All because they trusted a relief company to help them get rid of their timeshare purchases. One of the company’s former attorneys even went on record saying he attempted to cover VO Group’s tracks by obstructing justice in a federal criminal case back in 2013. It’s no wonder McDowell slipped out the back door.

Casualties Have Continued to Pile Up From the Scam

To this day, timeshare owners are still complaining about the predatory scam. Whether the sales pitch was coming from VO or is currently coming from Wesley Financial Group, customers are voicing their complaints on both companies. Some victims have even claimed Wesley Group is using the same phony reviews as VO was. Although sources show McDowell was the VP of both operations, it appears he’s somehow been able to escape consequence. There is a saying that you may be familiar with, “a leopard never changes its spots.” Hopefully, this proves not to be the case for Wesley Financial Group, although customer complaints on Wesley Financial Group’s BBB page are proving otherwise.

While online documentation does connect the owner of Wesley Financial Group to a number of scandals that didn’t know how to get rid of timeshare purchases, it’s not our place to say history is repeating itself. Maybe he’s learned from mistakes. Either way, it’s ultimately up to you to do your own research and make your own determination before doing business with any relief company.

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You Deserve to Enjoy a Timeshare Experience.

Timeshare ownership isn’t always a devastating experience. But in order to thoroughly enjoy the purchase, you have to understand what you could be getting yourself into. Whether we like it or not, unwelcome and damaging solicitations lurk around every corner. In order to avoid costly decisions, you must review the details of everything you agree to, research every business and always ignore appeal. We live in a digital world with information at our fingertips. Stay up to date and obtain factual information that equips you make informed decisions.

At VOC, we remain committed to spreading awareness on misconduct so consumers can make smart choices online. All we can do is state the facts and hope for the best. In the meantime, we look forward to sharing more of our clients stories. To learn more about our industry-leading reputation, you can subscribe to our blog, schedule a Free consultation or proceed with the qualification form below.

These Companies Didn’t Know How to Get Rid of Timeshare Properties

These Companies Didn’t Know How to Get Rid of Timeshare Properties

The ever-evolving digital world has allowed the timeshare cancellation industry to explode over the last decade. The problem is, not all exit services are created equal. Many have the intention to benefit themselves and not the consumer. Because fraudulent timeshare operations are being exposed more than ever before, exit programs are taking a lot of heat. At VOC, we’ve realized consumer skepticism comes with the territory. But it doesn’t change the fact thousands of buyers are still looking for an effective way to escape timeshare contracts. In order to extend the life of our 5-star reputation, we have to prove that we actually know how to get rid of timeshare properties the right way.

Speaking with tens of thousands of unhappy timeshare owners has allowed us to truly understand their remorse behind the purchase. Most fractional owners simply feel betrayed and discarded. They just want to find someone willing to listen and fight for them. They need someone they can trust. But that’s difficult to find when many solutions only tell you what you want to hear. You deserve to know what’s realistic.

No matter how the cancellation industry is perceived, timeshare owners need to be able to navigate their options and identify deceit on their own. In order to differentiate the way we go about our business, we wanted to discuss a few companies that ceased operations in the most inconvenient of ways. Listen, finding someone that actually knows how to get rid of timeshare properties is easier said than done. But by helping you recognize fraudulent activity sooner, we believe we can help you avoid costly decisions. With that being said, let’s take a look at the pitfalls of some cancellation companies and how their deception eventually caught up to them.

Castle Law Group Was All Talk and No Walk.

Judson Phillips launched Castle Law Group PC while he was employed as a legal representative of a timeshare company. After realizing a number of timeshare owners were being scammed by timeshare exit teams, he figured he might as well give it a try. So he used illegal data from previous resources to formulate an action plan. Without any form of credibility, he began marketing a seemingly promising solution to timeshare owners.

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According to the Better Business Bureau (BBB), Phillips launched his company on September 16th, 2014. Before reaching the midway point of his first year in business, the BBB already had a case open against the company. Dozens of consumers were claiming Castle Group wasn’t communicating with them and that the company hadn’t made any progress on their timeshare cancellation requests. The company’s integrity was also in question when consumers weren’t receiving the refunds they were promised.

Despite not following through with their guarantees, Phillips and the legal operation continued to go about business as usual. Days after the BBB file was opened, Phillips attempted to combat warnings by establishing a local business for his firm. Everything about the operation was sketchy from the get go. If you do the research, you’ll see the company never really knew how to get rid of timeshare properties. Most of their efforts went towards sales and deception. Since the company refused to work with the BBB to resolve complaints, they eventually received an “F” rating. By this time, most consumer platforms were well aware of the dark cloud hovering over Castle Law Group.

After processing nearly 100 complaints on the lawyer’s operation, the Supreme Court of Tennessee disbarred Mr. Phillips on August 24th, 2018. While the attorney’s sale’s pitch might have been compelling, consumers could have easily picked up on his empty promises. Even with the advantage of timeshare data, there’s no reason anyone should believe something that hasn’t been proven. If the company doesn’t have a steady flow of positive reviews proving they know how to get out of timeshare contracts, then the exit service is probably phony.

As you’ll continue to see throughout our articles, thoroughly researching relief programs will help you avoid incompetent solutions and costly decisions. Phillips claims he was only offering mediation and arbitration for his clients and that the services he rendered were billable. To date, hundreds of timeshare owners have been left without restitution and more debt because of Castle Law Group PC.

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A Consumer Credit Suddenly Files for Bankruptcy

In September of last year, American (“A”) Consumer Credit became the latest timeshare relief company to bite the dust. The questionable service unexpectedly filed for Chapter 7 bankruptcy late last year. The Florida Middle Bankruptcy Court eventually notified the general public to “obtain a proof of claim form” if they needed to process “monetary claims.” A Consumer Credit left hundreds of people hanging when they suddenly realized they didn’t exactly know how to get rid of timeshare properties. Fractional owners went from thinking they were finally free from payment obligations to receiving past due balances from timeshare.

Out of the 208 complaints the BBB has received over the last 3 years, 181 have been closed in the last 12 months. Customers continue to leave complaints on the BBB’s website but they’re immediately resolved because the company is no longer in business. Some of A Consumer Credit’s clients are just now realizing the company isn’t getting rid of timeshare properties anymore. While they’ve been waiting to hear about relief, owner Dana Micallef is moving on. Even the company’s attorney, Michael Saracco, has notified the media he’s no longer associated with the business.

As we noted in our guide to identifying timeshare exit fraud, researching company employees and stakeholders can help you determine the legitimacy of the service. The latest complaint on the A Consumer Credit’s BBB profile proves the value in this. The former client stated he researched the representative he was talking to and found out she had a criminal record for similar misconduct. It goes to show that vital red flags can be found if you take the time to look.

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What’s troubling about American Consumer Credit is that they knowingly used the reputation of a bankruptcy and consumer debt counseling service with the same name. They must consider themselves experts now that they’ve experienced bankruptcy for themselves and their clients are in debt from trying to get rid of timeshare purchases. All jokes aside, the real American Consumer Credit took legal action against the latter company’s mischief nearly 3 years ago. Customers constantly got the two companies mixed up, damaging the reputation of the counseling service. It seems as though this mix up was able to cover their tracks for an extended period of time so they could rip off a few thousand more timeshare owners.

Like many unethical operations in the timeshare relief realm, it’s possible they’re preparing to retarget those they’ve already ripped off. Think about it. After regretting their timeshares, many buyers make decisions they regret even more. Thousands of dollars are wasted when they try to sell the property or attempt to litigate with an attorney. Some continue their misfortune by hiring inadequate cancellation services.

When timeshare owners continue to end up right back where they started, there’s a good chance they’ll need credit repair services. What many disgruntled buyers don’t realize is, they end up paying the same operation for resale, cancellation and credit repair services. These “companies” are one in the same. They simply rebrand themselves and bombard former victims with a new service that caters to their pain. All of this is intensely connected and very real.

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Unfortunately, a good number of scams in the timeshare industry are able to tear down shop just as quickly as they set it up. By the looks of it, A Consumer Credit could be another predatory agency looking to milk the pockets of timeshare owners. Who knows what’s to come from the question surrounding their operation. They could possibly be in the final stages of what has been a complicated scam, executed over a long period of time. Only time will tell.

Filing for bankruptcy might’ve saved them from immediate consequence, but we expect their sketchy paper trail to eventually catch up to them. Either way, tons of timeshare owners never got their refund. That’s the price of doing business with a company that never even knew how to get rid of timeshare properties.

Trust is Everything When Getting Rid of Timeshare Purchases.

While the aforementioned operations had no business selling timeshare cancellation services, they did. Even though thousands of people deserve to be relieved of fractional ownership, they’re not. Educating the general population on the details behind the deceit is the only way we can save them from misfortune. Nearly anyone can create an online business these days. Whether the products or services rendered are real or not, consumers need to know what they could be getting themselves into. Informed decisions make a big difference.

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When it comes to timeshare ownership, a number of things can hinder the enjoyment of your experience when you’re not paying attention to the details. From the timeshare contract to 3rd party solutions, one wrong turn can cost you a lot of money. It’s important you understand not everyone plays by the rules in the relief industry. You might think a promise is a promise. But here, unless you have something in writing, assume nothing is guaranteed.

Misleading companies know the tendencies of timeshare owners and it’s easy for them to prey on consumer desperation. But it’s just as easy for you to research companies before doing business with them. If you’re willing to locate coupons for groceries, then you better be willing to find reputable companies that know how to get rid of timeshare properties.

At the end of the day, we take pride in providing you with supporting evidence that backs up our guarantees. Genuinely helping timeshare owners sort out their options allows them to trust and believe in our company. You can learn more about our detailed qualification process by scheduling a FREE consultation or proceeding with our intake form below.

Experienced Fractional Owners Cancel Wyndam Timeshare Due to Lies.

Experienced Fractional Owners Cancel Wyndam Timeshare Due to Lies.

Since we’ve spent a lot of time explaining the timeshare system and how deceit runs rampant, we wanted to start taking a more authentic approach. Far too many of our clients have been taken advantage of and we hope their stories can make a difference. Although educational articles give buyers a better perspective on the industry, real-life experiences help them understand how expensive a bad timeshare decision can be. More importantly, for those in the midst of a bad decision, they need to know they’re not alone. So today we wanted to highlight one of our clients stories to explain why they were so eager to cancel Wyndham timeshare expenses shortly after their purchase.

Tens of thousands of timeshare owners across the U.S. experience buyer’s remorse. Most of which believe they’re trapped in their contractual obligation. What some endure throughout their purchase is absolutely devastating. This occurs because far too many owners lack clarity. The same can be said during their pursuit of relief. Incompetent exit services tend to place them in even more debt and disbelief. The decisions made after the purchase is what traps most users. Many feel like they have nowhere to turn because they’re constantly getting burned. It can be a frustrating, hopeless place to be to say the least.

The good news is, some are finding resolve by trusting in our company for relief. Our qualification process helps timeshare owners understand we’re on the same team – even when it’s difficult for them to put their faith in anyone else. Not everyone needs to legally cancel their timeshare contract. For some, it’s not even their best option. There might be a way to find a mutually beneficial resolution with the timeshare company. You just have to work with a company that believes in helping you find the best solution. One that’s willing to advocate for your consumer rights, not your money.

Each of our clients extend us a level of trust that we don’t take lightly. Once we confirm your eligibility and you commit to our timeshare cancellation services, we take pride in communicating every step. Not only is it our job to reassure on the front end, but to continuously remind our clients they’ve made a good decision. We can’t blame you for being skeptical or bitter. Providing you with clarity promotes peace of mind until your timeshare obligation is officially no more. In the end, it encourages our clients to share their stories with other owners. We hope that telling their story at least saves someone from similar heartache.

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The Naccarato’s Wyndham Timeshare Experience.

In October of last year, Gary and Drue Naccarato were asked to attend an owner’s update meeting when they checked into their resort in the Pocono Mountains. Their Pennsylvania timeshare, through Christie Lodge and RCI, offered them a free breakfast to do so. They didn’t expect it to take very long. But when they arrived, they were surprised to see the meeting was for Wyndham. “We asked what the update was for and the reply was to update on the all the changes within Wyndham, many new hotels and resorts, the purchase of RCI and other business changes. We did not own into Wyndham, but had a timeshare through Christie Lodge and RCI.”

Gary remembers the experience quite vividly. “The presentation turned into a ‘sales’ pitch to get us to purchase a timeshare with Wyndham.” He went on to explain how the breakfast quickly turned into a late lunch. “We were held hostage for over 6 hours and had 3 friends waiting for us back at the Condo. We only had one vehicle and they were not happy when we finally made it back,” Drew recalled. At that point they realized their “vacation day was pretty well gone!”

As the morning went on, they didn’t give into the pressure sale. “We said no to every offer they came up with telling them we were not interested.” But no matter what they said, Wyndham didn’t stop trying. “They would counter with perks and offers, ‘no more exchange fees’ or ‘yearly fees to RCI.” But the Naccarato couple didn’t budge. Things took a turn though as Wyndham’s offers became more appealing.

False Claims Persuade the Couple to Sign a New Contract.

In a letter that Drue and Gary wrote to Wyndham, they repeatedly voiced their concerns with a certain salesman named “Ed Scro.” Later on during the 6 hour presentation, the Nacacarato’s adamantly claim he began waiving expenses. A portion of the letter states, “Ed even wrote these 2 amounts down on a piece of paper and crossed them off to show we would not pay the exchange fees or the RCI membership fee again! I asked at the time how could they offer this and the salesman’s replied ‘because we own RCI.’” When the couple talked to us, we noticed how betrayed they felt by his lies. 

“Ed talked about using our points to pay for the maintenance fee monthly, and to use our points for a few nights stay on short trips, and use the rewards points for 1⁄2 off tickets to parks, restaurants, plays, airfare, etc.” We could use cash to get a 3-4 bdrm resort for $319 or $219 for 2 bedroom or $119 for 1 bedroom for a full week!” The letter itself shows how amazing the offer was to them at the time. It’s almost as if they couldn’t pass it up – so they didn’t. 

How Gift Incentives Were Nothing More Than a Mirage.

Gary went on to tell us they were promised “a free 2-night stay for attending the presentation,” but the app they needed to redeem the offer wasn’t working. Ed supposedly told them that he would call them the next day to straighten things out. But instead of calling the cell phone numbers they gave him, Ed decided to call their home phone to leave a call-back message. “We were just beginning our vacation and Ed knew that.”

They assumed he took care of it but he didn’t. Even worse, they didn’t realize this until they returned home a month later. “The message Ed left was ‘calling back like I said I would.’” Gary discussed how Ed really tried to play off the mistake. He said he “called again on the home phone 2 days after the presentation to tell us we were given a bonus week by Ron Myers and if we were still in town to stop by and pick it up.” Talk about bad timing, Ed. This is when they began to discuss canceling the Wyndham timeshare altogether. 

Drue ended up calling the resort and even stopping by the office to redeem their free offer. But no one seemed to be able to get the app to work. She was even referred to a few supervisors with no prevail. Neither Dulce or Phil ever called her back, which were the personnel with higher authority that they were referred to have their issues rectified. “Needless to say we never got the 2-night stay,” she said. But little did they know, the entire timeshare experience would turn out similarly. In his voicemail, Ed told them a quick start team would be calling to help them set up their first vacation. While they wanted to remain optimistic, they admit they became pretty skeptical at this point.

Actual Costs Didn’t Match the Sales Presentation.

Although a “quick start team” never called, a number of salesman did. Like many new timeshare owners, the Naccaratos didn’t know the cost of their vacation would be significantly higher until they made their first reservation. You can probably imagine how understanding Wyndham was when they heard of Ed’s failed promises. Drue remembers, “some empathized, others made no comment; but [both] still tried to get us to book a vacation.”

After the resort refused to honor her claims, she decided to call Ed back for an explanation. “I questioned him on the fact that he told us we would never pay another exchange fee with RCI, and he said well you would pay it if you booked through them. I told him he never mentioned that in the sales pitch. It was supposed to be a perk that we didn’t have to pay because Wyndham now owns RCI. He didn’t have an answer,” she said.

When Drue brought up the bonus week they couldn’t redeem (because he called their home phone), he told them “he would mail it out.” After a few weeks went by she called again and he said the same. While they awaited answers to multiple questions, Ed continued to buy himself time. This is more than likely to get passed their rescission period and solidify his commission. After the cancellation period is over, the contract becomes final (in most cases). After additional calls for an update, she told us he disconnected his phone. “To this day [the free trip] has never come!”

Trying to Make the Most of Their Wyndham Timeshare.

They recall a Valerie Thomas calling them in December of last year with a great travel deal they wanted to pursue. “We were given several options of places and prices, with a $250 cash back by way of American Express for $150 and a free night stay some other time valued at $100. Some options were to bring friends or family members. I was interested in the Orlando option to take my daughter and her family.”

After setting up most of the reservation, Valerie told Drue everyone traveling would be “required to attend a 2 hour presentation.” Even though the resort told her she could get babysitting services for the kids, Drue decided to opt out altogether. She requested a link to review her options but Valerie told her she’d have to prepay to get it. This frustrated Gary and Drue so they decided to take some more time to take it all in.

A few weeks later, Valerie called Drue back to remind her the deal expired at the end of the year. Solicited sales with time closes rarely ever prove to be fruitful, as will be shown in their experience below. “She wanted me to pick one and I could change to a different option if I wanted to.” After paying $229 on her credit card, she waited days for the link with her choices. Drue said, “I called [Valerie] and she said she would find out what the problem was.” Nearly a week later, Valerie told her they misspelled their last name in the email.” Either way, the Naccaratos still weren’t able to choose where they vacationed. “We never received any other vacation option links.” They only received a booking confirmation to San Diego on January 7th. “I picked San Diego just to get the link for all.”

What Inevitably Caused Them to Cancel Wyndham Timeshare.

All of this caused the Naccaratos to immediately review the purchase. Gary said, “I read through the terms and conditions and read that I had to cancel in writing to the address on the email within 15 days of purchase.” Their purchase date was 12/29/18 so they “created a cancellation letter and sent it registered mail on the 8th.”

The New Year’s holiday falling on a Monday and Tuesday already hindered their ability to opt out. It’s almost as if Wyndham planned to persuade them during an inopportune time. Nonetheless, they received the Naccarato’s letter on January 14th and denied their request once again. This confused Gary because he was told by the Post Office that the letter would be delivered “within a couple of days.” Since the 7th was a Monday, his confusion was warranted.

While this was disheartening to say the least, they were determined to find a way to get out of the Wyndham timeshare. After looking further, they realized they weren’t even eligible for the package Valerie offered them. The Terms and Conditions stated “persons having attended a CLUB WYNDHAM sales presentation within the last 6 months are ineligible.” They attended their presentation on Oct 1, 2018, which would have made them ineligible according to the language in the Terms and Conditions. 

Shortly after, they realized Wyndham had charged over $1000 in maintenance fees on their Barclay credit card. A payment option they specifically told Ed not to use “until the loan was paid off.” Since he told them the fees wouldn’t be billed until April 1st, this was a big surprise to them. What made this revelation interesting was that Wyndham changed their method of billing without the Naccarato’s knowledge. “They said I had chosen to go paperless. I never talked to anyone or saw anything where I gave them permission for my statements not to be sent,” Drue said.

At this point they were more eager to cancel Wyndham timeshare obligations than pay the company another penny. Gary went on to say the “resort deals” they were promised were “rarely available, if ever.” It allowed him and his wife to understand how they’re really “saved for non-Wyndham customers.” As the bigger picture sunk in, they developed a sense of urgency to cancel before things got even worse.

The Couple Finally Contacted VOC for Timeshare Relief.

When the Naccaratos finally contacted us for assistance, they were fed up with the “deception, lies and fraud.” In a dispute letter they literally wrote, “Please help us get through this nightmare!” The desperation was evident and for good reason. Aside from the unexpected “financial burden,” they told us the Wyndham timeshare created quite a bit of stress in their lives. The more they looked into the purchase, the more misconduct they found.

In a final attempt of restitution, they wrote a letter informing of their decision to cancel the timeshare. It said, “We have hired a company to rid us of this timeshare, and we would ask for your forgiveness of this debt since we have not used any of Wyndham’s services.” The Naccaratos are awaiting a response to their request.

As experienced fractional owners, we’re sure they’ll find something that works. But they most definitely have been scarred by their Wyndham experience. In the end, they hope their vulnerability will help someone avoid a similar experience.

Timeshare Deceit Needs to be Addressed.

Bait and switch tactics can really sting when you believe someone with selfish intentions. Far too many timeshare owners are misled during presentations. But not all should be blamed for poorly informed decision-making. The timeshare itself needs to be held responsible for fully disclosing the details of their products. The Nacarrato’s would have avoided canceling the Wyndham timeshare if the sales presentation wasn’t a lie. There’s no room for deceit when this amount of money is involved. Alongside regulatory agencies, we’ve made a commitment to addressing the deceit of the industry.

For more information on our timeshare cancellation services, you can schedule a free consultation or proceed with a qualification form below. Otherwise, feel free to watch or read about additional client testimonials.

Differentiating Right to Use Timeshares, Travel Clubs and Fractional Ownership

Differentiating Right to Use Timeshares, Travel Clubs and Fractional Ownership

Thousands of travelers across the country are continuously searching for riveting, cost effective vacation packages to explore. In today’s online marketplace, there are numerous options for them to choose from. But when you’re searching for the best deal, nearly every advertisement claims to provide the best escape for you. While the nomadic culture might be able to navigate these options effectively, people new to the travel landscape can easily become overwhelmed. Over promises, deceiving prices and enticing offers can eventually place many aspiring travelers in a financial hole that detours their travel plans. Fractional ownership, point certificates, travel clubs and right to use timeshares all have their flaws.

After talking to thousands of fractional owners about their financial burden, we’ve realized that many of them never even knew what their contract entailed. Instead of asking an experienced voyager for guidance, they allowed a salesman with commission breath to persuade them on an option that isn’t mutually beneficial. Blaming the buyer may seem fair, but a lack of disclosure plays a big role in their inability to make an informed decision. People deserve the right to know  what they’re buying.

Since fraud is a normality in the timeshare industry, educating people on the terminology behind fractional ownership is really the only way to address the problem. When you think about it, most people that attend a timeshare presentation have no intention of buying. They simply show up for the free stuff. But it’s hard for some to say no when a “can’t miss deal” is right in front of them. Especially when traveling hasn’t been a big part of their lifestyle.

Because of this, we’ve shifted our focus to helping aspiring travelers navigate the vacation arena. Even though our cancellation company is funded by bad decisions, we want to play a bigger role in eliminating hardship and regret. You can’t count on the timeshare company to point you towards the best vacation package. Getting you locked into an agreement is their only concern. Each of our clients wish they would have taken the time to consider their choices before committing to something they knew little about. Regardless, helping you understand the differences between right to use timeshares and other travel packages will hopefully help you make informed decisions moving forward. Today we’re going to talk about travel clubs.

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Travel Clubs – Discounts Without Much Obligation.

This form of travel derives from an established consortium of corporations and individuals that work together to develop an affiliation of wholesale travel packages. The stakeholders running the show typically come from the travel and customer service industries. Because of this, it’s easy for them to market to their ideal customers. It also gives their sales teams quite a bit of ammunition when it comes to signing people up. While new acquisition strategies sometimes mirror those of the timeshare industry, the product itself is quite different.

Travel clubs provide their members with access to discounted travel packages in exchange for a fee. The payment obligation normally includes a one-time enrollment fee along with a monthly or annual renewal. The extent of travel club discounts vary and are largely based on availability, capability (vendors) and exchange programs. If you travel a lot, rewards or loyalty programs can easily turn a nominal investment into a worthwhile return. But members aren’t the only groups of people that benefit from the travel clubs.

Unlike fractional ownership, travel clubs have two types of customers: users and vendors. Travel agents, resorts, hotels and even airlines use the platform to market an array of travel products and deals to a pool of travel-eager customers. Although retail prices will always be more attractive to vendors, travel clubs allow them to position discounts to frequent, in-market travelers. This gives them a higher probability of selling last minute deals.

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The more users a travel club has, the more appealing it is to potential vendors. In order to attract members, travels clubs typically target a specific demographic. A majority of travel clubs have some sort of theme and members usually have certain preferences that their club caters to. Although the coordination of professional travel (speakers, CEO’s, teachers, doctors, athletes, etc..) is one of the main reasons travel clubs exist, there are other partialities that certain travelers value. Golfers, disabled travelers, veterans, skiers, singles, families and even women’s groups can join travel clubs tailored to their interests.

The main benefit of a travel club is that memberships aren’t forever binding (perpetual). If at any point you’re dissatisfied with the service, you’re not obligated to renew. You’ll never own a timeshare deed like fractional ownership does. If you’re told otherwise, then you’re probably invested into a timeshare point certificates program. These are basically travel club memberships with perpetual contracts.

Similar to fractional ownership, you have to be careful who you’re giving your money to. The travel industry is riddled with scams, especially when internet and phone transactions are involved. If you’re considering a travel club, make sure it’s right for you. There are plenty of options for you to choose from. If you’re able to find something cheap and memberships grow over time, you could be in for some amazing offers.

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Right to Use Contracts – Timesharing Without Perpetuity.

If there’s one thing you should remember about true (deeded) timeshare ownership, it’s that your obligation lasts forever. It’s important that you truly understand what perpetual means. No matter how much you pay towards the property, the ceasing of payments is not on the horizon. Those that shy away from perpetuity commonly view “right to use” (RTU) timeshares as a more favorable option. But for the most part, they’re pretty much the same. Just because buyers aren’t locked into a lifetime of payments doesn’t necessarily make the experience that much better.

When a consumer chooses “right to use” over fractional ownership, they’re basically saying they need a way to get out of the contract if something were to go wrong. It’s essentially the timeshare industry’s solution to combating skepticism. This travel option essentially gives travelers the “right to use” a timeshare during an agreed-to period of time. The length of the contract can be anywhere from 15-99 years and normally involves a local property management company or resort development firm. The main difference between a deeded purchase and an RTU is the lessor never actually owns the property. The property manager or developer retains deeded ownership. Instead of paying on a mortgage, buyers lease the timeshare with the same responsibilities fractional owners have. Taxes, maintenance fees and assessments are still their obligation.

But not every detail is the same. There do happen to be a few perks. Accelerated programs allow RTU timeshares to be a little more flexible. Because these agreements assign a specific number of usage units, lessors don’t have to be limited to annual or bi-annual trips. They can book three vacations per year, every three years if they want to. Also, during their “right to use” period, buyers can transfer, rent or dump the remaining years of their lease. Some users also have an option to make exchanges.

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RTU agreements typically give buyers access to exclusive resorts in destinations that frown on deeded ownership. In other words, not many global hospitality chains invest their time and money into temporary agreements that users can terminate. This can be a blessing and a curse at the same time. While RTU contracts may help you avoid the harassing sales tactics of major travel corporations, you still might be left wanting more. Even if you really want to experience timeshare travel without the perpetual commitment, don’t force the decision until you’re confident in it. Like any other travel option, scams are lurking with persuasive sales pitches. Twenty years may not be a lifetime, but it can still do some financial damage.

Get Out of Timeshares and Travel How You Want To.

Although right to use timeshares can be appealing, limited travel options aren’t for everyone. While travel clubs have their perks, some people can find amazing deals on their own. Either way, don’t let some salesman sway your choice. If you’re considering one of these travel options but realize you’re a part of an aggressive sales pitch, it’s always best that you walk away. Like we mentioned before, the travel industry is full of bad decisions waiting to be made. Plenty of things will catch your eye or seem “good enough.” You know that you don’t want to throw away your hard-earned money. Take the time to make an informed decision and ensure your vacations are worthwhile.

In the meantime, if you or someone you know has an unwanted timeshare contract, we’d love to point them in the right direction. Far too many people spend far too much money trying to sell or get out of a timeshare agreement. Over time, it can be difficult to trust any relief program, let alone a 3rd party cancellation service. At the same time, we’re committed to helping you find a free and clear way to escape your contract. We even created a checklist to help you avoid the deceit of the industry. At the end of the day, you can always expect to speak with someone that genuinely cares at VOC.

Identify Fraudulent Timeshare Exit Companies + Other Scams.

Identify Fraudulent Timeshare Exit Companies + Other Scams.

Unfortunately, the timeshare industry is full of scams that prey on desperate vacation owners looking to escape their perpetual purchase. While negotiations with the timeshare company can be quite the struggle, many owners don’t realize how bad it can get once they venture into the realm of 3rd party relief. But you can’t blame them for seeking outside help. Over time, users become tired of the broken promises and disadvantageous upgrades or points programs. Although they’re told to avoid external solutions due to misconduct, it’s easy for them to lose faith in the legitimacy of the timeshare’s in-house advice. In turn, judgement can be clouded when it comes to recognizing fraudulent timeshare exit companies or scams.

Trusting the misleading messages of 3rd party programs is more common when consumer regret brews with desperation. A majority of resale and cancellation services know this and use it to their advantage. Targeting unhappy buyers with an empathetic pitch allows them to persuade some to pay a lot of money towards bogus offers. This causes misfortune to repeatedly rear its ugly head and timeshare owners continue to end up right back where they started.

If you follow our blog, you’ll come to realize most of our content is geared towards helping fractional owners avoid regret by making logical decisions. We’ve kind of taken it upon ourselves to expand on the deceit within the industry. Hopefully, overwhelming the market with educational material helps more people find the relief they deserve. With that being said, let’s look at some ways you can identify fraudulent timeshare exit companies and other relief scams.

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Understand How Fraudulent Timeshare Relief Programs Operate.

Before uncovering timeshare scams, you have to understand how fraudulent operations go about their business. The fact of the matter is, no one sees a scam coming. If they did, then they wouldn’t have been scammed. Realize that these conglomerates operate in an uncommon way. Unless you’re a criminal, it’s very difficult to identify manipulation.

The average consumer doesn’t want to assume the worst. We’d like to think scams are slowly deteriorating; but the crack down only causes fraudulent activity to become more complex. Therefore, you have to try to get inside the mind of a criminal and understand the psychological tactics they’re taking towards persuasion. While services may seem legit at first glance, there’s always a chance there’s more than what meets the eye.

Online Cancellation Companies May be a Mirage.

Proficient scams know how to make themselves appear reputable. Regarding timeshare relief programs, looking beneath the surface of the sales pitch is essential. Before you even listen to the offer, the validity of the company needs to be confirmed. There are a number of ways scam artists manipulate storefronts, especially online. Many people don’t realize fraudulent timeshare exit companies and co-conspirators can operate from anywhere in the country when they have a digital presence. Since many of us Google everything, all they need to do is establish some form of credibility.

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The easiest way they appear real is by stealing another company’s online identity. Fraudulent operations do this by claiming to represent a business (commonly a lesser known LLC) and building a phony website around their branding. All they need to do is link to credible review platforms to come across as credible (more about this below). Using an actual business also allows them to appear as though they’ve been in business for quite some time. While this may seem like it would be easy to figure out, you’d be surprised.

Even when another company’s identity isn’t being used, it’s just as easy for predatory agencies to create a fake business. Their approach really depends on how much capital they have for “start up costs.” Some scams even go as far as quickly changing their name and services in order to retarget victims once the initial plan runs its course.

How Phony Timeshare Exit Companies Further Mislead Consumers.

In today’s digital world, nearly any piece of information can be manipulated. Practically every scam involves some sort of documentation that isn’t real. Several of our clients have been persuaded by cohesive letterheads and email signatures alone. Most of them didn’t even consider how easily that type of stuff can be created. Assuming a company is real because their logo is the same on invoices and paperwork is very risky. This is one of the psychological tactics that fraudulent timeshare exit companies use. Some fractional owners subconsciously believe they can trust the scam because of consistent branding and a physical address.

Telecommunication Strategies.

But physical appearance isn’t always enough. In order to get people to fall deeper into their pit, scam artists make sure they leave no room for skepticism. Phone calls from area codes where the business claims to be located makes things even more believable. Some scams even go as far as creating customer service hotlines with re-routed phone numbers. People value being able to speak to someone with a name and title. Subtle tactics like, “Hello my name is Jan and I’m the customer service manager at X,” really carries weight to most consumers. Some scammers study the weather in certain locations just to prepare for skepticism.

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Fraudulent timeshare exit companies also rely on influence to deceive their victims. Thoughtful scams will spend thousands of dollars for phony publications or paid promotions to make themselves seem real. One article or recommendation from a credible source (even if they’re tricked themselves) can also carry a lot of credibility. But review platforms are where they really do the most damage. Someone on the fence can be easily persuaded by a handful of “satisfied” customers.

Phony Review Services.

Even though stealing another business’s 5 star rating is easier, some would rather take the “safer” route. There are other ways to misrepresent the customer experience. Believe it or not, marketing services geared towards unethical review generation do exist. Pools of online profiles are ready and willing to leave fake 5 star reviews in exchange for money! There isn’t really a known platform that regulates insight effectively. Yelp claims to disallow phony feedback – but in reality, they don’t. Ironically, fake profiles with thousands of reviews are deemed credible there. You’d be surprised to learn how the Better Business Bureau goes about hiding consumer complaints. Even TrustPilot gives their users an opportunity to alter reviews. While this may be disheartening to say the least, we created a checklist with some great ways to identify this type of misconduct. 

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Be Prepared For Cunning Responses and Question Everything.

No matter what concerns or drawbacks you have, fraudulent operations will always know how to keep you engaged. They’ve practiced and prepared for your push back. Once they’ve got your attention, there’s normally a script they follow to gain your trust. Presenting you with the above information is their effort to establish credibility with you – whether it’s real or not. When it comes to getting out of a timeshare, you have to be critical. You need to assume the worst and take some time before pursuing relief. Any company that aggressively rushes your decision doesn’t really have your best interest at heart.

Listen, it’s not the first rodeo for many of these criminals. For the most part, they’re very intelligent people. Instead of working hard for their money, they’d rather steal. It doesn’t mean they’re stupid, it just means they’re selfish and greedy. These types of people will do anything to make pay. Like we said before, the surface can be very deceiving. Understanding their capabilities and how they go about conning you will help you avoid what can be a devastating transaction – or set of transactions moving forward. 

Since 2014, our company has provided 100% success rates and satisfied every customer along the way. You can view our checklist for avoiding fraudulent timeshare exit companies or proceed with our qualification form below.

Exit Timeshare Agreements and Travel to Improved Destinations

Exit Timeshare Agreements and Travel to Improved Destinations

For some, owning a timeshare can be a mixed bag of anticipation and disappointment. While many fully enjoy their timeshare experience, others end up regretting their purchase altogether. After viewing the expense as a whole, a good number of owners begin looking for ways to exit timeshare agreements. Even when the initial thought of exchanging, upgrading or selling seems promising, it’s never that simple. This makes it extremely difficult for users to follow through with their desire to move on.

Have you ever been overcharged for a subscription service (like Direct Tv) and found it nearly impossible to garner a refund? Most sales organizations force their customers to endure long wait times or “accidental” hang ups while they seek restitution. When service providers deflect requests and buy more time while collecting additional payments; most customers give up. They end up paying the unacceptable amount just to keep their service from being interrupted. The same is done in the timeshare industry. Sadly, many timeshare owners abandon their efforts to escape the contract because they view it as an impossibility.

How Timeshares Keep Owners From Exiting Contracts

Despite an overwhelming number of unhappy owners across the world, timeshare companies prefer to remain in the driver’s seat. Relinquishing revenue, buying back contracts or providing quality service isn’t on their radar. Unfortunately, they have all the leverage. They make millions off of aggressive sales tactics that leave their users in the dark. Contractual agreements force users to pay and there’s not much buyers can do to avoid it. This forces desperation and a lot of conditional bad decisions. Once owners spend a few extra thousand dollars on misleading relief programs, hopelessness sets in. This is very similar to a majority of people’s feelings towards internet and cable services. No one wants cancellation fees, let alone the thought of a foreclosure.

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Why You Shouldn’t Give Up On Timeshare Relief.

Since finding a way out of your timeshare can be a disheartening process, we want to encourage you to continue fighting. Consumers do have rights that apply to timeshare ownership. All they need to do is find a reputable company that’s willing to listen. Once you’re able to receive feedback from a professional, you can work towards exiting your timeshare agreement for good. Not every option is going to work for you – so avoid listening to all sales pitches and focus on logical solutions that apply to your unique situation.

With that being said, we wanted to publish an article that helps you understand the value in getting rid of an expensive obligation. Even if you’ve spent thousands already, it’s important to understand the perpetual savings that exiting a timeshare agreement can bring.

The Cost of Timeshare Ownership is Probably More Than You Think.

On average, vacation owners spend around $450 per month on their mortgage, interest and annual fees (broken down monthly). A year after legally getting rid of a timeshare, you can easily save upwards of $5,400. The amount you’ll save over time should be enough motivation to help you refocus on getting out of the agreement. Since we’ve already discussed some things you could buy with these savings, we wanted to highlight some vacation destinations that can replace your timeshare investment. If any of these appeal to you, then the pursuit of cancellation is probably in your best interest.

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Where You Can Travel With 1 Year of Timeshare Savings.

Let’s be honest here, $5,400 per year is a lot of money. Looking back on the annual timeshare experience, was it worth this amount? Did you know it was going to cost this much? To put things in perspective, you could have purchased a number of things and enjoyed them year-round. $450/month would be enough to finance a brand new Harley. Two months worth of savings could pay for the car repairs you’ve needed. It could even cover your kid’s back to school costs! People that finally decide to exit the timeshare agreement understand this. Instead of continuously throwing away hard-earned money, they choose to dump the timeshare for more enjoyable experiences. At the same time, some ex-owners still want to travel the way they initially envisioned.

To many, vacation ownership is viewed as a way to satisfy their desire to travel. In today’s world, people are so busy that they have to make an effort to set aside time for a trip. Whether it’s about family memories or escaping the nuances of everyday life, people want to get away. Timeshare sales teams are easily able to tap into this desire and persuade consumers to take action. Signing a timeshare agreement is appealing because it forces them to commit to this desire. But even after the experience is ruined and they’re relieved of the contract, the void is usually still there. Now that they’ve made that commitment, they want to keep it. Here’s how they can do just that.

Vacation Ideas After a Timeshare Exit.

Some people work extremely hard to be able to take their family on vacation. So, where can you actually go with the yearly expense of fractional ownership? We’re glad you asked. There are plenty of opportunities to trump your perpetual purchase with a week-long escape. They key to maximizing $5,400 is targeting certain destinations during down seasons. Holidays and prominent events will drive up prices. You can find some amazing lodging in premier locations if you’re flexible with your dates. Planning ahead allows you to set aside certain dates during off-peak times. With that being said, here are a few simple options worth noting:

  • 7 day cruise to the Bahamas for 2 adults and 2 kids with food included.

  • 7 day home rental in Kauai, Hawaii for 2 families (<$5,000 per family)

  • 5 nights in New York City while enjoying a handful of tourist attractions.

  • 5 nights at Club Med in Martinique, Norway for 2 adults and 2 children.

  • 6 nights at Disney for 4 with passes to Universal Studios and SeaWorld.

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Keep in mind, replacing the timeshare experience with a trip, just to go on vacation, isn’t always the best decision. I you’re limited on cash or aimlessly planning then it won’t help you forget about the timeshare. A quick replacement trip should only be considered by those that immediately exit timeshare agreements during rescission periods. For those that have endured ownership for too long, regrouping while researching possible destinations will be worth it in the end. If the purchase was especially damaging, waiting even longer will give you a surplus of savings to funnel towards an memorable vacation.

Vacation Options After Saving $10K+ by Exiting a Timeshare.

Previous timeshare owners will have saved roughly $10,800 twenty four months after exiting a timeshare agreement. At this point, vacation possibilities become a little bit more extravagant. Aside from being inconvenienced or disappointed, the timeshare purchase may allow some to see that annual, week-long vacations just aren’t feasible. While it may be desired, they realize a lavish getaway makes more sense in moderation. Now that the timeshare is out of the picture, they have free reign to reallocate the travel budget any way they’d like. Here are a few vacations you can enjoy with a $10K travel budget:

  • 10 day sightseeing vacation for two across Europe.

  • 5 day trip to Paris for a family of 4 with minimal spending money.

  • Rent a 4 bedroom luxury villa on the Florida Gulf Coast for 2 weeks.

  • 7 day luxury, family vacation most anywhere in the Caribbean (mid-range in St. Lucia).

  • 10 day luxury vacation rental in downtown Seattle with money to spend.

  • Visit the Bay Area and Napa Valley in California for sightseeing and wine tasting.

  • Participate in a deep sea fishing adventure for a few weeks with some friends.

  • Extend one of the aforementioned vacations for another week.

  • You could always travel the world for 14 months like this guy.

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If going on vacation every other year doesn’t appease you more than the timeshare did, then you don’t have to be limited to one trip. There are plenty of crafty ways to maximize your saved budget. If you have a bigger family or international travel doesn’t appeal to you then travel during multiple weekend instead. Sometimes, brief adventures or staycations are perfect for rekindling relationships while escaping the routine. No matter how you decide to utilize your savings, the overall benefit lies in your ability to choose where you go, how long you stay and what do while you’re there. This in itself should make exiting timeshare agreements worthwhile.

Be Thoughtful With Your Travel Purchases Moving Forward.

Although the purchase of a timeshare can be exciting and full of anticipation, it rarely plays out the way buyers expect. Many learn a valuable lesson at their own expense. Eliminating the regret that comes with ownership is enough to feel good about. Don’t dwell on the decision, even if you decide to remain at home for a while. Use the failed experience as motivation to pursue healthy spending habits and avoid impulse decisions. At the end of the day, traveling is all about exploring the world and giving yourself a better perspective on life. Put your hard earned money towards sensible arrangements and you’ll avoid remorse in the future.

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Learn How to Exit Timeshare Agreements with VOC.

If you’ve come to realize your timeshare isn’t worth the price tag, we’d be more than willing to help you navigate your options. VOC is one of the few cancellation companies that takes pride in actually qualifying every fractional owner before offering timeshare exit services. We also provide FREE consultations to help you understand your contract better or pursue relief on your own. Our goal is to inevitably find the best solution for you.

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