Top 10 Reasons Fractional Owners Cancel Timeshare Agreements

Top 10 Reasons Fractional Owners Cancel Timeshare Agreements

If you’ve been following our blog content over the past few months, you’ve probably come to realize that canceling a timeshare agreement is no easy task. Whether you’re overwhelmed by sales, struggling to let go of the timeshare or dealing with deceiving predatory agencies – at some point, enough is enough. Sadly, many timeshare owners are left to wallow in their contracts while others scramble to figure out what to do next. It’s an awful, expensive position to be in.

Over the years, we’ve listened to thousands of timeshare owners talk about their story and how they despised their decision to pursue a vacation property. While plenty of travelers enjoy their timeshare purchase, not every owner gets to vacation in peace. These select, often taken advantage of individuals and families, deserve a chance to get out of something that isn’t beneficial.

At the same time, we don’t want you to feel like we’re trying to persuade you to pursue cancellation services if it doesn’t make sense. Unlike other companies, we take the time to qualify our applicants and make sure they exhaust all options before attempting to terminate a contract. We’d rather educate you on some of the reasoning we use when speaking with timeshare owners about their mistake. With that being said, let’s take a look at the top 10 reasons fractional owners cancel timeshare agreements and walk away from their resort obligations.

1. Limited or No Availability at the Resort.

Many timeshare owners leave the initial sales presentation full of euphoria and anticipation. They can’t wait to enjoy the fruits of their labor in a destination city they’ve always wanted to visit. What they don’t realize at first is the availability at the resort is extremely finite. Timeshare companies know exactly how to build up the value of their product with a whole lot of fluff in order to overshadow the actualities of the deal.

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During the first few failed booking attempts, the resort does a great job of labeling the inconvenience as a fluke. This allows them to get passed the rescission (or cancellation) period. Once the fractional owner is under contract for good, many timeshare companies will refer them to the terms of their contract and say there’s nothing they can do. Unfortunately, there isn’t much that owners can do either. After years of being unable to access the property and thousands of dollars wasted, many begin looking towards cancellation services for relief.

2. The Financial Burden of Timeshare Maintenance Fees.

Aside from the letdown of lacking availability, timeshare owners typically aren’t initially aware of annual maintenance fees that flood their mailbox at the end of each year. These fees are another element of the contract that’s typically overlooked by distracted buyers. Instead of being viewed as a valuable, necessary contribution, it can easily become an irritating expense.

As each year passes, these routine costs tend to increase. If the bill is already causing bitterness during the holidays, then a raised expense probably won’t sit well for long. When coupled with other inconveniences, like availability, rising maintenance fees can easily compel owners to cancel their timeshare agreement before they get in over their head.

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3. Caught Off Guard by Special Assessment Fees

Similar to maintenance costs, special assessment fees can become a costly reminder of a poor decision. Also known as liability bills, these fees can be sent out at any time, for any amount. Timeshare owners can usually expect to receive these invoices when a natural disaster occurs or major renovations are made to the property. It’s normally hard for fractional owners to make sense of.

Even when the numbers don’t add up, there’s really nothing they can do because of the contract they signed. In most cases, one they realize their money is going down the drain (towards expenses that feebly come into fruition), they decide that canceling the timeshare contract is in their best interest. To them, stopping the payments eliminates the problem altogether.

4. Personal Needs Aren’t Met by Timeshare Property.

Unfortunately, many fractional owners don’t look into the specifics of the property they’re buying. Some timeshare owners aren’t even completely aware that vacation ownership isn’t a travel club. So, when they sign the perpetual agreement, they don’t treat it like buying a home. If they’re unable to follow strict instructions to cancel their contract within the rescission period, then they can end up paying for something they may not be able to use.

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In some cases, elderly owners can quickly realize the timeshare isn’t suited for their aging needs. Elements of the property may even be hazardous for them. What’s worse, is the sales team more than likely won’t point this out during the presentation. Anticipation can quickly turn into concern.

This is similar to those with medical conditions that require special attention or access to certain utilities. Moreover, many owners realize they can’t afford the timeshare shortly after the purchase and are unable to void the contract. When the location or the experience isn’t ideal, many decide that canceling the agreement and cutting their losses is in their best interest.

5. The Realization That Timeshares Have $0 Resale Value.

One of the most disheartening aspects of getting rid of a timeshare contract usually occurs when an owner tries to sell. Although some properties in certain destinations can be appealing, nearly all timeshares have zero resale value. Far too many consumers are led to believe that if they don’t want the property any longer then all they have to do is sell it.

Trying to sell the timeshare can cause owners to go down a number of costly path without resolve. After exhausting every effort, they finally realize that they have no choice but to contact a timeshare cancellation company. At the end of the day, wasting more money trying to get rid of something no one wants isn’t worth it anymore.

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6. An Inability to Rent Timeshare Weeks

Similar to the seller’s market, many timeshare owners believe they can earn some additional income renting the property if it doesn’t work out. This mirage might even be used by the sales staff to persuade you to buy. Assuming a rental market exists can be dangerous for timeshare owners that are looking for a backup plan when selling isn’t successful.

Aside from the time put into listing the property, every month that passes incurs charges from the resort. Once owners realize they’ve lost another $1,000 pursuing a lost cause, they typically waive the white flag and legally cancel the timeshare agreement.

7. Harassing, High-Pressure Sales to Upgrade Timeshare.

All of the above frustrations aside, many timeshare owners can’t deal with the constant pressure of upgrading their package. What many consumers don’t realize is the timeshare sales funnel never ends. Every voice of concern or mention of desire can be used against them. Just like other strong sales organizations, timeshare companies know that locking you into a contract is only phase one.

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A plethora of features, upgrades, entertainment options and tours are used to persuade you to spend more. While this can be exciting at first, many timeshare owners quickly become overwhelmed. They grow tired of being forced to attend presentations or being locked into unexpected expenses. Going from the royalty treatment to being viewed as a number can be eye-opening. This doesn’t sit well with some and canceling the agreement becomes a priority.

8. Failed or Broken Promises by Resort Sales Teams.

It can be maddening for those that give into the pressure tactics and their expectations aren’t met. Being blinded by the prize can cause them to overlook the strategies being used. Broken promises are normally experienced when timeshare owners upgrade in order to improve some of the above concerns, like availability or inconvenience. Some even give in when they feel as though getting rid of the timeshare is impossible. Making the most of it seems like their only option at this point. Otherwise they’ll just continue spending thousands every year.

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The thing is, many timeshare reps have commission breath. In other words, they’ll tell you anything to get a piece of a sale. While we understand this is their livelihood, it can’t be too rewarding to bait and switch people. Nonetheless, getting burned over and over is a good enough reason for fractional owners to cancel timeshare agreements.

9. Safety Concerns and Poor Property Upkeep.

Besides wanting to terminate the contract because they don’t believe maintenance fees aren’t being used properly, timeshare owners may also want out due to poor amenities and upkeep. Can you imagine anticipating a lavish resort and ending up in a less than ideal situation? After experiencing a poorly kept location and an inability to get out of the timeshare contract, many owners turn to legally canceling the agreement and forgetting they ever stepped foot on the property.

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10. Fractional Owners Don’t Want Heirs to Inherit Burden.

Sadly, many of our timeshare cancellations involve aging parents. After years of dealing with a timeshare they don’t want, a good number of them simply want to avoid handing off the burden to their children – or hiers. This is one element of ownership that isn’t fully understood by all parties. What makes matters worse, is when timeshare owners aren’t able to represent themselves due to old age or illness.

Even if children or caretakers are aware of the inevitable transfer, they may not be able to help. This can be extremely frustrating when authorized users realize they’re unable to find a resolution with the resort. Either way, many timeshare agreements are cancelled because the owner is willing to do whatever it takes to ensure someone else isn’t stuck in a timeshare that’s been a burden to them.

How Does Timeshare Cancellation Work?

Whether you’re on the fence about your fractional ownership or you’re committed to getting rid of your timeshare, we’d love to learn more about your situation to see if we can help. You can always schedule a FREE consultation or proceed with our qualification form below.

How to Know if You Need Timeshare Contract Cancellation Services

How to Know if You Need Timeshare Contract Cancellation Services

Coming to the realization that your timeshare isn’t ideal can be taxing. When the anticipation of timeshare ownership is met by inopportune availability and unexpected expenses, many timeshare owners begin to immediately regret their decision. Something that was once viewed as an escape-haven can easily turn into an unreachable mirage that’s gotten more vague as time has gone by. Once you become conscious of the resort’s disinterest in resolving your issues, it’s easy to turn to timeshare relief companies for direction. While this may seem like the right thing to do, thousands of timeshare owners are misled and once again invest in something that doesn’t provide the return they expected.

Over the years, we’ve talked to a good number of timeshare owners regarding their unfavorable situations. Some aren’t contractually obligated and others have sadly doubled down on their commitment to pay. In the first scenario, our services aren’t needed. In the second, your ability to cancel is slim to none. Whichever category you fall under, we want to help you find the best solution. If you’re unable to determine your need for timeshare contract cancellation services after reading this article, you can always schedule a free consultation to review your situation. If another way out exists, you can bet your bottom dollar we’ll point you in the right direction before proceeding to cancel your agreement.

Do You Need to Know How to Get Out of a Timeshare?

If you’re skeptical of “free consultations” – that’s OK, we totally understand. In order to help you avoid pitfalls and know what to do next, we wanted to highlight certain scenarios that either limit or benefit your situation. If you’ve read this far, then you’re more than likely looking for a way out of your timeshare. Although we’d love to continue telling you about our company values and what we stand for, let’s take a look at some of the situations that eliminate the need for timeshare contract cancellation services.

1. All Parties Are Not in Agreement.

Sometimes, a desire to get rid of a timeshare has nothing to do with the property itself. If there are multiple owners on the contract, there is a possibility that everyone invested won’t agree on what to do with the timeshare. While joint-signing can be financially beneficial, it can also cause a little tension. When other owners seem to always get the best dates, remaining parties normally become frustrated with the expense. This can become even more troubling when the resort is favoring retail reservations, limiting availability altogether.

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Similar to banking, if a joint account was being closed, all signers need to be present to sign off. Those looking to waive their obligation have to rely on remaining parties to process the proper documents to transfer ownership. There is always a chance you can persuade each party by executing a quitclaim process. But, agreeing to pay more because another owner wants out isn’t going to be very persuasive. Although they can always add another owner, it doesn’t mean they’ll file the necessary paperwork to help you out.

If they’re unreachable or straight up refuse to cooperate, then it’s probably time to start weighing realistic options. Although canceling the timeshare contract may benefit you, the perpetual agreement you signed isn’t going to work in your favor. Ignoring your requests might be their way of telling you tough luck. These types of situations can get a little complicated when co-owners are married. Unfortunately in our country, a good number of marriages end in divorce. If one party wants to hold on to the property and uphold the other’s responsibility to pay, then the chances of canceling the contract are next to none.

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Whatever the conflict is, it’s best to try to be proactive with your booking attempts. This will at least help you get the dates that are ideal for you. If you feel as though other owners are being unfair, then continue voicing your concern. The chances of you working something out are far greater than threatening to pursue timeshare cancellation services.

If negotiating becomes a lost cause then at least get some value out of the timeshare. You can always rent out your weeks or simply pay exchange platforms (Interval international, RCI, etc..) to book your desired dates. If you decide to walk away from the timeshare by refusing to pay then you have to be prepared to face serious repercussions. Late payments can (and in most cases will) lead to negative credit reporting, judgements, 3rd party collections, tax hits on the defaulted amount and even foreclosure. Timeshare ownership isn’t a travel club membership. Legitimate penalties can occur if you let your emotions get the best of you. Either way, an inability to come to an agreement eliminates timeshare contract cancellation from the equation.

2. An Authorized User Cannot Request a Cancellation.

If you are not the person who is financially responsible for the timeshare contract, then you’re legally unable to make any type of cancellation request. You have to understand that the resort is going to do everything they can to make the break difficult for you. This is true even when the owner is physically unable to pursue a resolution with the timeshare company on their own. Situations like these tend to involve authorized users or children of the owners (relatives or those that may eventually inherit the property) that are trying to help the owner get rid of their timeshare expense. It can feel like a hopeless situation for those aware of their fate.

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Unless you add yourself to the financial obligation, the timeshare company will balk at your requests. But be careful how you approach this. Adding yourself to the contract can be extremely risky. If you become an owner and you’re unable to find resolve, sell or successfully cancel the timeshare contract then you’re agreeing to the contract terms for good. Evaluate the outcomes before committing to something that may seem necessary or worthwhile.

3. A Pre Existing Litigation Has Occurred.

Upon receiving a qualification form, one of the first things we need to be made aware of are current and previous court proceedings. Some timeshare owners decide to pursue resorts with a hired attorney. Although litigation can be an extremely costly and lengthy process, it is one way to open the door to negotiate a settlement with the timeshare company. A settlement can be reached if the resort finds it in their best interest to find common grounds outside of court as opposed to spending money on a legal battle. At the end of the day, it’s going to take a lot for them to take your claim seriously.

If a settlement is obtained with a legal council, make sure you fully understand what you are agreeing to. In other words, don’t get too excited until you’ve analyzed the offer. Try to identify any waivers that aren’t beneficial to you but favorable to the resort. While hiring legal counsel to file suit may be compelling, a lack of evidence can be damaging. If you don’t win, it will most certainly complicate or limit your options in hiring a legal timeshare termination service.

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4. Settlements Can Void Cancellation Efforts.

Many timeshare owners aren’t aware that an attorney doesn’t have to be involved during negotiations with the resort. Sometimes, owners feel as though they have enough leverage to force the resort to settle. Many realize that filing complaints is getting them nowhere and they want to take a more aggressive approach. Others have simply gotten in over their heads. The cost of a timeshare can be unbearable for those that have invested in upgrades to acquire the experience they initially budgeted for. Over time, they realize owning a timeshare isn’t feasible and something needs to get done.

Unfortunately, financial hardships give many owners no choice but to settle. Desperation is a dangerous position to be in. Aside from the timeshare cancellation industry being riddled with predatory agencies, resorts know how to take advantage of vulnerability too. Signing legal waivers on top of your current contract gives the timeshare company all the leverage they need. When you think about it, they’re not really doing you a favor. They’re simply locking you into an additional obligation to pay. If you believe they’re eventually going to let you walk, then you should probably check the terms.

5. The Contract is a “Right to Use” Agreement.

Sometimes, timeshare owners are led to believe they’re stuck in a contract that doesn’t exist. Since the timeshare sale never ends, owners have to be careful not to sign additional agreements that override “Right To Use” contracts. These are paid in full and typically don’t require the user to pay annual maintenance fees, assessment fees and taxes on the property. If you’ve reached this point, there’s really no need for you to pursue timeshare contract cancellation services. A “Right to Use” contract has an expiration date and will eventually dissolve on its own.

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6. Timeshare Access through Travel Club Memberships.

When it comes to travel clubs, there is absolutely no real-estate involved. This type of association is a membership agreement that gives members access to discounted travel deals. Travel Club owners are more than likely not obligated to pay mandated annual dues, unlike timeshare owners. Similar to a Right to Use Agreement, you may be led to believe otherwise.

There is no fractional ownership liability, property taxes or special assessment fees when a consumer is invested in a Travel Club. Nonetheless, the consideration of timeshare contract cancellation services isn’t necessary. If a Travel Club user stops paying their required annual renewal, their account will simply be closed. There are no repercussions other than the lost initial investment to join the club.

Interested in Timeshare Contract Cancellation Services?

If none of these scenarios apply to you, then it might be in your best interest to start looking into the benefits of legally exiting your agreement. Although there are other factors that may limit your ability to get out of a timeshare contract, speaking to one of our consultants will provide you with clarity on next steps. While selling can be an enticing option, it’s only a matter of time before you realize resale value doesn’t exist. At the end of the day, we want to make sure timeshare owners are exhausting all of their options before pursuing our services.

Submit a Qualification Form to Learn More About VOC

Why Resorts Won’t Take Back Timeshare Mortgages or Paid off Contracts

Why Resorts Won’t Take Back Timeshare Mortgages or Paid off Contracts

Dealing with the unexpected tends to be a common theme for those that buy into the timeshare industry.  Aggressive upgrade tactics and surprise revenue streams are easy ways for resorts to make money off of vulnerable travelers that are now stuck with a contract that isn’t benefiting them. Over the past few weeks, we’ve talked a lot about the frustrations regarding assessments and timeshare maintenance fees. These expenses tend to catch timeshare owners off-guard due to a lack of detail during initial sales presentations. When fees become unpredictable and finances are strained, many begin to inquire about the resort’s ability to take back timeshare mortgages or paid off contracts. Once the request is denied and reiterated, regret normally transpires. If you’re reading this and feeling trapped, just know you’re not alone.

The Sad Truth About Timeshare Ownership

Hundreds of thousands of timeshare owners are forced to continue dishing out cash against their will. They’re either left reeling for value or frantically looking for a way out. Although the loss of hope is a common occurrence, it’s important that you don’t act irrationally out of emotion. The repercussions of walking away from the contract only heighten the cost and grief of the purchase.

After talking to thousands of timeshare owners about the possibilities of getting rid of their agreement, we’ve been able to itemize some of their questions and concerns. Aside from their skepticism towards relief programs, many buyer’s don’t understand how they’ve gotten into the situation they’re in. A good number of them simply want clarity on what’s actually transpiring and what their realistic options are. It’s difficult to comprehend why the resort won’t let them give back the timeshare so they can sell it to someone else. Especially when the timeshare owner has spent thousands of dollars towards a less-than-stellar experience that was rarely used.

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The Disheartening Reality of Timeshare Companies

Unfortunately, a large percentage of timeshare owners seemingly forget that they signed a perpetual contract with obligations to pay the resort consistently. If you ask any organization, residual income is the foundation of the business. Moreover, timeshare companies specialize in selling shares and upgrades, not re-allocating them. Once you’ve agreed to terms, there’s no incentive for them to relieve you of these obligations.

Customer service representatives are basically sales teams that are incentivized to persuade you to spend more. They’re not trained or encouraged to help you get out of a timeshare contract. Even after your mortgage is paid off, they still lean on your annual fees for consistent profits. You’re nothing but a number to them. Understanding this from the get-go is important.

When timeshare owners communicate their intent to cancel the contract, all they’re doing is initiating the preparation of a sales pitch or legal battle. When you think about the situation, the resort has all the leverage. What makes you think they’re going to cave because you wrote a bad review or challenged their integrity? All they have to do is point out the terms you agreed to. Your pursuit of justice is essentially laughable to them at this point.

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Acknowledging this reality can be difficult for many. Trying to make sense of it all on your own can be extremely discouraging. It goes to show how rewarding our timeshare cancellation services can be. Either way, educating yourself on the reasoning behind your experience will help you better understand what your options are. But, before you decide to move forward with a timeshare exit company, let’s talk a little bit more about why timeshare companies won’t take back timeshare mortgages or paid off contracts.

1. More Fractional Owners = More Residual Revenue.

It’s important that timeshare owners comprehend the competitiveness of the travel industry. It’s extremely cut-throat and everything is predicated on anticipation. Planning and contingency is valued because cancellations are frequent. At the end of the day, this is why the timeshare model was created. When resorts are able to guarantee revenue streams, they’re able to hike up prices during premier seasons and maximize profits when availability is limited. If you own a timeshare, you’ve probably already experienced booking frustrations because of this.

If timeshares took back properties that buyers were disappointed with or disinterested in, their ability to profit would drastically decrease. Locking you into a contract with annual maintenance fees allows them to cover their costs while focusing on margins. If retail occupancy is low, the resort can always count on fractional owners that pay like clockwork, annually. When damage occurs, they’re able to spread out costs through assessment fees.

The more timeshare owners there are at the resort, the easier it is for them to cover unexpected expenses and other development costs. If they voided the contract of every unhappy owner, they’d end up with more unhappy owners that would want the same. Since most timeshare owners experience some sort of frustration after the purchase, it’s easier for them to point to the terms instead of refunding regret. We can assure you that canceling recurring revenue and investing more money into sales is not ideal for timeshare companies.

Smaller corporations value recurring revenue more because it’s what’s keeping the operation afloat. Any type of set back risks the chance of filing bankruptcy and the entire thing sinking. It they keep throwing out life vests to everyone that wants to jump ship, it’s going to be extremely difficult to stay above water. The last thing they want is to spend thousands of dollars acquiring new fractional owners only to allow their guaranteed revenue streams to walk away.

2. Timeshares Spend Exorbitant Amounts on Acquisition

When it comes to understanding why resorts won’t take back timeshare mortgages or paid off contracts, you don’t have to look far for a comparable example. Think about how much work goes into closing on a house. Although the timeshare sales process isn’t as extensive, resorts put a lot of effort into acquiring fractional owners.

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In order to acquire new vacation owners, timeshare companies strategically schedule ‘tour’ dates. This means, they provide just enough information to intrigue potential buyers by disclosing little about the opportunity itself. This process includes the development of marketing and advertising gimmicks. A handful of people are generously compensated for their role in creating compelling methods that persuade consumers. The presentation itself is only one small piece of the overall acquisition strategy. If the resort discloses too much when promoting the event, then less people will attend and their closing rate will suffer.

If you apply the planning costs, an individual ‘tour’ (one couple that attends the presentation) costs the resort approximately $1,200. When analyzing the efficiency of the presentation, the closing percentages of one tour is normally around 30-35%. If you don’t have a calculator handy, this means the timeshare company’s acquisition costs per client is at least $4,000. This is just to cover the marketing costs of the tour. On top of all that, they still have to pay hefty commissions to incentivized sales teams around 20% of the sale. To give you perspective, most realtors are lucky to get 3% of a home sale. These overall expenses don’t include overhead to run the sales operation or the cost of a closing gift – which is normally a “free” weekend at the resort, dinner or an activity.

Once you add up all the costs, you can see the resort spends a pretty penny, to say the least. All of these elements work in unison to get you under contract. If they’ve taken all of this time and invested all of that capital in closing you, why would they be willing to take it all back because you’re upset? They worked extremely hard to keep you from the realities of the contract. A lot of people have sold their soul and invested in the commission of your deal. They’re expecting your contract to pay for a lot of costs that went into the marketing strategy and presentation. Most importantly, they’re really looking forward to the ballooned amount you’ll be paying them over the next few decades – or lifetime. Why would they give that all up when they have your signature and all the leverage?

Timeshare Ownership is Just Like Homeownership

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When something goes wrong with a home purchase (like a major repair) or you realize the investment is too big, you can’t just cancel the mortgage. If you’re struggling to make payments or decide it’s not worth your while, the bank isn’t going to adhere to your demand to buy it back. The contract you signed is binding and the outcome isn’t going to be favorable. In this sense, homeownership is really similar timeshare ownership. The only difference is, consumers invest time in buying a home while timeshares invest time and money in manipulating you to buy.

If you’re currently looking for a way to get out of your timeshare contract, we’re only a phone call away. Don’t expect to be bombarded by a sales team and empty promises at VOC. We take the time to understand what you’ve gone through and help you piece together a congruent timeshare exit strategy that’s best for you. Feel free to schedule a FREE consultation to learn more or proceed below with our detailed qualification from.

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How Timeshare Assessment Fees Are Different Than Maintenance Costs

How Timeshare Assessment Fees Are Different Than Maintenance Costs

Purchasing a timeshare can be an exciting time for those that have dreamed about vacationing every year. It’s easy for most to commit to a monthly agreement that seems to be cheaper than spending money on one-time vacation packages. But, they soon find out that additional expenses and fees easily push them outside of their budget while expectations typically don’t match the presentation. Aside from maintenance costs catching new property owners off guard, timeshare assessment fees can be maddening. Moreover, they can be devastating. Getting out of a timeshare may be desired, but the financial burden can handicap their ability to cancel the contract when they need to the most.

Unlike vacation rentals or travel deals, timeshare ownership leaves many feeling trapped. Once they sign the contract, they’re obligated to adhere to the terms they agreed to – even if the details weren’t ever made clear to them. As we’ve mentioned in other articles, far too many interested consumers are distracted by the value propositions of owning a timeshare and overlook the actualities that come with a purchase of this magnitude.

Know the Details Before Signing the Contract!

For whatever reason, timeshare sales presentations are so persuasive that many travelers don’t even research the opportunity before spending tens of thousands of dollars into the property. If they did, they’d quickly realize most timeshares have zero resale value. A large percentage of timeshare owners aren’t even aware that their financial commitment can drastically increase when repairs, damage or acquisitions occur. Misinformation is common in the timeshare industry. But, pointing fingers at unethical sales practices isn’t going to solve the problem.

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At VOC, we take pride in helping potential timeshare owners understand what they’re getting themselves into before making the purchase. Educating current owners on the terms of their contract also allows us to help them find the best way to cancel their timeshare for good. So, before you call the resort to complain about unexpected expenses, let’s discuss the major differences between timeshare assessment fees and maintenance costs. Knowing what to expect will help you better navigate the muddy waters of timeshare ownership.

What Are Timeshare Maintenance Fees?

As we discussed in our previous article, timeshare maintenance fees are annual charges that go towards maintaining the resort and the operational costs of the property. If you’d like to see the resort invest more money in laundry services or to update the carpet, then the cost of these “upgrades” will eventually come out of timeshare owners’ pockets. For example, properties with excess greenery or golf courses use yearly timeshare maintenance fees to spread out landscaping costs. The amenities and elements of the resort that initially caught your eye during the presentation aren’t necessarily included in your mortgage.

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Unexpected Maintenance Fees Are Unpredictable.

What’s worse, is that these yearly fees fluctuate every year depending on what the timeshare claims as maintenance. There’s no questionnaire that goes out to property owners asking for their opinion or input on decisions about the premises. At the end of the day, they can basically bill their occupants for whatever they want. What’s more concerning is that yearly timeshare fees continue to rise. A 10-year mortgage for $20,000 can easily become a $30,000 expense when you factor in maintenance fees. Keep in mind, this isn’t even including your interest rate (15-19%) and unexpected timeshare assessment fees.

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What Happens When You Pay Off the Timeshare Contract?

Do you still think owning a timeshare is cheaper than your family vacation for four? What many don’t realize is that they’ll still be on the hook for maintenance fees once they’ve paid off their timeshare mortgage. Contracts don’t become expendable once payments are complete. It’s the gift that keeps on giving. As long as you’re under contract, you’re responsible for your share of property expenses. This is when a good number of timeshare owners begin thinking it might be a good idea to dump the timeshare altogether.

What Else Can Increase Maintenance Fees?

You’ll typically see a large increase in timeshare maintenance fees when an acquisition takes place. If the resort decides to transform the location into luxury suites, property owners are expected to quietly foot the bill. Similar to a new property management company gutting an apartment complex, the acquirer will say major changes need to take place in order for the resort to be profitable. In other words, they justify the increase with a few open ended promises.

Unfortunately, most don’t improve anything about the property and simply spread out acquisition costs through maintenance fees. A $500 increase for 100 rooms with 50% occupancy can generate them a quick $1.3 million in the first year. While maintenance fees can range from a few hundred dollars to a few thousand, timeshare assessment fees can be substantial.

Explaining Special Timeshare Assessment Fees

Unlike maintenance costs, timeshare assessment fees are not annual expenses that you can anticipate (or save up for) every year. In most cases, these unexpected fees are sent out to timeshare owners after a natural disaster or extensive damage occurs to the property. Hurricanes, wildfires and volcanic eruptions have led to several recent lawsuits regarding timeshare assessment fees.

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Instead of rolling out damage control or resort improvements over an extended period of time, most timeshare companies give their owners a few months to pay them hefty sums of money. Unless you’re up to date with everything going on at the resort, you’ll more than likely get blindsided by timeshare assessment fees. Some vacation owners are forced to hand over the deed to the property due to their inability to pay the fee on time. Losing the timeshare can be a punch to the gut, but dealing with collection agencies and a damaged credit score can be even more devastating. Failure to pay timeshare maintenance fees and assessment costs can even result in a foreclosure if you’re not careful.

What Can Impact Assessment Fees?

With an increasing number of owners legally cancelling their contracts or defaulting on payments, timeshare assessment charges have been used as damage control. When there is less money coming in, the resort needs to make up for the difference. The costs that timeshare companies deem “billable” isn’t going to change when there are less timeshare owners in the building. It simply costs every remaining owner more money to keep their share. At the end of the day, the resort’s board of directors has total control over what they charge their timeshare owners for. 

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Are Timeshare Assessment Fees Related to Maintenance Costs?

Similar to maintenance fees, people under contract really have no choice but to pony up the cash for timeshare assessment costs. The only time the two charges are related is when “special” assessment fees are issued because the revenue from maintenance fees wasn’t an ample amount. Whether fees are considered “required” upgrades (like a new pool during the offseason or improved telecommunications) or uncovered costs, timeshare companies will find a way to distribute the expense. Unfortunately, they have every right to do so.

 

Why Legal Timeshare Cancellation Makes Sense

By ignoring contract details during signing, many timeshare owners end up being held hostage by their agreement. Fees can end up doubling or even tripling their anticipated annual expense. This makes it easy to understand why ownership turnover is so high. A timeshare sold for $20,000 can realistically cost consumers $40,000+ over 10 years. Not everyone has this kind of money laying around. Either way, the timeshare profits at the consumer’s expense. Although some scams are obvious enough to lead to class action lawsuits, not all timeshare owners are presented with ample relief options.

Once disgruntled owners start to consider timeshare cancellation, hundreds of predatory agencies and con artists await their desperation. Attempting to find an affordable solutions more than likely puts them even further in debt. What seemed to be a small investment towards a great time can become a headache with no end in sight. Although many are stubborn about the purchase, a good number know what they have to do.

tired-of-receiving-bills-every-year-including-timeshare-assessment-fees-and-maintenance-charges?-vacation-ownership-consultants-can-hel-you-get-out-of-your-timeshare-contract-today

How to Get Rid of Timeshare Fees Altogether.

Whether your timeshare contract is paid off or you still own a mortgage, unexpected fees can be a nuisance. Most of our clients decide to finally get rid of timeshare obligations when the value of ownership doesn’t add up to the cost. Maintenance and assessment fees getting out of hand makes it easy to look for relief. The problem is, many wait until they’re in the hole financially to take action. It makes it very difficult for them to do anything at all. Walking away from these fees can also make matters much worse.

This is why we provide eligible timeshare owners payment options for our services, like $0 down and 0% financing. At VOC, instead of preying on desperation and over promising, we actually take the time to understand your situation. Paying for a timeshare cancellation service after spending thousands to own the timeshare may sound crazy, but the long term benefit is evident. In order to eliminate the fees associated with owning a timeshare, it’s important that you realize time is not on your side. The longer you put off getting out of the agreement, the more fees you’ll experience over time. Money saved is money earned when it comes to getting out of a timeshare.

If you think you are ready to legally cancel your timeshare contract we’d love to schedule a free consultation with you. Give us a call or fill out our form today to get the process started. We aren’t going to ask you for your credit card to simply answer your questions and have agents standing by to educate you on how our process works. There’s no need to worry about pressure sales or broken promises anymore. Take control of your situation, eliminate your timeshare assessment fees and become contract-free with VOC!

Apply For Our Timeshare Cancellation Services

How “Timeshare Cancellation Lawyers” Differ From Our Attorney Based Services

How “Timeshare Cancellation Lawyers” Differ From Our Attorney Based Services

Owning a timeshare property can be extremely frustrating when you feel trapped in your contract. Regret and an inability to get out from under the timeshare can be a difficult road to navigate. As we discussed in previous articles, many timeshare owners are misled by enticing offers that promise simple solutions – but never pan out. Being taken advantage of time and time again forces victims to admit their mistake and start looking into legal resolutions. Once the deceit of the industry is clear to them, taking legal action is easily seen as justifiable. At the same time, suing the timeshare has its own set of disadvantages. In order to help navigate this desire for justice, we wanted to touch on the major differences between companies that claim to have timeshare cancellation lawyers and our attorney-based solutions.

When it Comes to Timeshare Cancellation Companies

Viable resources and quality timeshare cancellation services are unfortunately viewed as last resort options. This is understandable because the cost of a guaranteed termination can be a lot more intimidating than a company promising empty guarantees for “minimal fees.” It’s a shame that so many companies are OK with misrepresenting this verbiage in order to drive a profit. Over the years, we’ve found it to be extremely difficult to position our value when predatory agencies know exactly how to manipulate vulnerable, desperate timeshare owners.

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Instead of investing in aggressive sales strategies ourselves, we decided to educate consumers on how we help them get out of timeshare ownership. While other timeshare cancellation services file for bankruptcy, we’re able to deliver on our promises and maintain a reputation that leads the industry in success rates and client satisfaction. So, before you go “all in” on hiring a lawyer to cancel your timeshare, let’s take a look at what you can expect from the legal process.

Not All “Timeshare Lawyers” are Actual Lawyers.

Most timeshare owners are filled with euphoria after they initially make the purchase. The sales pitch seems so promising that they normally don’t even read the contract until they get home. Unlike other large purchases, consumers are easily led to believe what they’re told instead of what’s in writing. When they search for leverage, the actual legalities are never really in their favor. This is why a lot of vacation owners turn to law firms when their attempts to cancel fail miserably. The problem is, presenting a lawsuit isn’t necessarily a safe bet when getting out of a timeshare.

The most common misstep during this approach is the timeshare owner’s failure to research the law firm. Aside from being burned by predatory cancellation agencies, phony “legal teams” also prey on desperation. If you’ve already experienced a scam, then you know very well how these types of businesses can manipulate with words. Using legal jargon to persuade is no different and it can be dangerous if you’re not educated on legal terminology or fail to do your research. Unfortunately, thousands of timeshare owners assume businesses with legal titles are trustworthy. Eventually, they’re victimized by fraud and end up right back where they started.

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Weaving through the nonsense and finding a legitimate timeshare cancellation lawyer can be exhausting – but worthwhile. It’s important that you do everything you can to avoid submitting your contact information to sales focused agencies lacking legal credentials. If you do, expect to be bombarded with sales pitches pertaining to timeshare ownership. Remember, unethical companies are either working together or they’re one in the same. At the end of the day, they specialize in taking people’s money – not helping you legally cancel your timeshare.

Hiring a Lawyer For Your Timeshare Troubles

Today, there isn’t a true law firm on the market that solely specializes in timeshare litigation. Legal teams tend to offer timeshare exit plans as a side dish while focusing on more evidence-based lawsuits. Their experience lies in cases that normally involve divorce, accidents, medical claims or bankruptcy. Before you invest in a lawyer to cancel a timeshare, it’s important that you act slowly. Irrational decisions normally create devastating blows to your bank account. There’s a big difference between reacting and taking legal action.

In reality, the decision to sue the timeshare company is essentially an emotional one. Although it seems like a no-brainer, most timeshare owners know nothing about their right to sue – let alone class action lawsuits. Moreover, they don’t really understand what they’re up against. Even though every experience they’ve had leading up to this point proves the timeshare is worthless, many people believe their property still holds value. For some reason, they believe leverage is in their favor.

It’s important that you understand you’re going up against a billion dollar travel company and all of their fancy lawyers. The probability of you coming out on top with a minimal investment is slim to none. This is why it’s important to do everything you can to leave the emotions out of your pursuit of happiness. No matter what you think, the resort is very much in the driver’s seat.

The Reality of Lawyers Cancelling Timeshares

Believing that any lawyer will eliminate your timeshare troubles is like expecting a mechanic to fix your plumbing. Although both are tradesman, they specialize in different fields.Think about how long it would take for a mechanic to get up to speed with what’s going on inside of your toilet. Would you be able to trust their ability to keep human waste from overflowing into your home? The same can be said about lawyers and their experience with timeshare cancellations. They’re going to apply the same processes and procedures that they typically provide for all of their other cases.

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Instead of already understanding what you’ve been through, legal teams are going to use up your $500-$1,000 retainer just to understand your angle. From here, they’re going to ask for an additional investment to research similar cases in order to outline potential outcomes. In other words, they perform tasks that you can easily do yourself. Before your case has even been presented, you could already be in the hole a few thousand dollars. The worst part is the simple fact you don’t know if they’re even going to take on your case. As we already mentioned, going up against a powerful organization that knows how to beat the system is extremely difficult. Once the law firm realizes they’re in over their head, do you think they’ll refund you for the “research” they did?

Timeshare Cancellation Lawyers Focus on “Evidence”

When you think about court rulings, the side with the most evidence normally prevails. When you’re prosecuting someone, it has to be clear that your claim is evident. Hearsay, perspective or misinterpretation isn’t going to hold up in the courtroom. When you hire a lawyer to represent your case, they’re going to be solely focused on the evidence you have against the timeshare. Unless you’re able to prove you were victimized during signing (documentation of misleading sales pitches or false promises) the odds are going to be stacked against you.

Most legal teams don’t specialize in real estate or consumer protection laws and it’s going to be difficult for them to advise you on how to move forward with your claims. This is normally where they realize they’re in over their head. It may seem like they’re scamming you like previous agencies have – but they’re simply unequipped and not qualified to help you get out of timeshares. Most importantly, they know it’s highly unlikely that you’ll be able to win the lawsuit by yourself. The thing is, it can cost you a pretty penny to find out what you probably already know. Let’s take a look at why most timeshare fraud lawyers shy away from pursuing your rights as a consumer.

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Typical Legal Tactics Lack Leverage.

When it comes to fighting for what you deserve as a timeshare owner, you must understand that the resort’s sales team has taken the necessary steps to protect their manipulative measures. Every step of the sales process is carefully crafted to benefit the timeshare. What many new timeshare buyers don’t know is that they were recorded as they were signing the dotted line.

Even if they were agreeing to what was verbally being exchanged (and not necessarily what’s written in the contract), most are unable to prove it. Not only are timeshare companies able to show the contract being signed, they’re able to claim it was thoroughly explained on the date of the purchase. This typically discourages lawsuits because the prosecutor lacks evidence and is unable to prove otherwise.

The Disadvantage of Hiring a Lawyer for Timeshare Cancellation

Preparing to combat consumer claims is what well-oiled sales operations do best. If you’ve taken the time to research the timeshare industry, you’re already aware of the hundreds of thousands of people affected by the misleading tactics of timeshare companies. It shouldn’t surprise you that they have a plan in place for every accusation or dissatisfied customer.

This is why it’s extremely important that you find a competent company that can actually help you legally get rid of your timeshare property when you’re ready to take action. Just because lawyers normally represent victims or accusers during lawsuits, it doesn’t mean they know how to get rid of a timeshare property legally. Understanding the meticulous steps required to regain leverage is the only way you’ll be able to cease your agreement with the resort. Otherwise, your efforts aren’t going to be considered as a serious threat. Legal teams do a good job of persuading you they have your best interest in mind, but if they’re unable to fully get rid of your timeshare, it can be extremely costly. Don’t be afraid to speak up if you’re having cold feet prior to handing over retainer fees.

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You have to realize that timeshare companies receive hundred of letters scrutinizing their tactics on a daily basis. Many of which are from law firms making threats they can’t back up. Even if your timeshare lawyer sends a letter with an intent to litigate, it doesn’t mean the resort will take it seriously. To be honest, we’re pretty sure every last one of these cancellation letters are laughed at and thrown into the trash can – literally. This isn’t their first rodeo and they have enough resources in their back pocket to call your bluff.

Legally Shutting Down Litigation

Even when you’re able to initiate prosecution, timeshare companies are willing to pay their legal team to intentionally drags things out. This inevitably causes many to exhaust all of their financial resources and eventually bail. They know exactly what to do and the inexperience imminently catches up to timeshare owners and their lawyers. To give you an example of how much actually goes into a successful class action lawsuit, consider the recent $6.5 million settlement made with the Manhattan Club Timeshare (August 2017) that was executed by the New York Attorney General. It took thousands of complaints and mass amounts of evidence to finally confirm false promises and high pressure sales tactics were being used ripping off consumers.

Although hiring a lawyer to cancel a timeshare can create a domino effect that’s eventually beneficial, it could take years and tens of thousands of dollars to get to that point. Unfortunately, many timeshare owners simply don’t have the capital to proceed with prosecution while paying a timeshare mortgage with a 19% interest rate. Take a second to think about the amount of money that can be wasted on an unwanted timeshare purchase. The interest and maintenance fees easily turns a $20k purchase into a $40k+ expense. Cancellation attempts can cost a consumer anywhere from $5k-10k and litigation expenses can surpass the $20k mark. Why go through all of that heartache when you can eliminate the purchase altogether for a fraction of the price?

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The Effectiveness of Our Attorney-Based Process

Over the years, thousands of timeshare owners have come to VOC after throwing away thousands of dollars with no resolve. It’s really a shame when legal teams take on these cases without considering the impact it can have on the financial well-being of the timeshare owner. Especially when they know they don’t have the experience to adequately help them. It’s easy for them to say they’ve done “everything they can” and move on. In reality, they’re simply disinterested because their specialty isn’t really focused on consumer protection or timeshare exit strategies like ours.

What many timeshare owners don’t know is, we actually have arbitration agreements in place with a majority of timeshare companies. Our highly skilled team of litigation specialists have already successfully sued major timeshare corporations and implemented an amicable release that’s clear for both parties. We’re also in the process of reaching agreements with smaller timeshare operations that have yet to see the value in avoiding the legal costs of a class action lawsuit with us.

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Legally Getting Out of Timeshare Contracts

Our legal team enforces the law while fraudulent companies take shortcuts led by greed. We don’t need to research your timeshare and review similar cases like timeshare cancellation lawyers do. We don’t need to write letters claiming we’re going to take action. Prominent resorts already know that our timeshare cancellation company means business. Our track record is known due to the success we’ve had in previous class action suits. Our exit model is proven, our intent to litigate is valid and we’ve never lost a case.

The point is, we’ve already done the work for you. Why attempt to sue your timeshare company when you can easily cancel the agreement and move on? Why wouldn’t you consider the only timeshare cancellation company on the market with a guarantee of service that’s backed by 100% success rates? There’s no need for us to aggressively persuade you with an incentivized sales team because our reputation speaks for itself.

If you’d like to learn more about our $0 down, 0% interest options, feel free to contact us below – or give us a call at 1-800-614-5288 for a FREE consultation.

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What to Expect From Predatory Agencies When Getting Out of Timeshares

What to Expect From Predatory Agencies When Getting Out of Timeshares

Phase 4. Predatory Agencies and Advocacy Groups

As you’ve been able to see, getting out of timeshares can be a lot more difficult than expected. After multiple attempts to work things out with the timeshare company, vacation owners are typically tired of the “run around.” The disillusion has left them with an urge to immediately find an effective solution. What most of them aren’t aware of is that fraudulent organizations and scam artists feed on this desperation. Similar to the sales strategies of resorts, they know exactly what to say to persuade timeshare owners quickly. Although we’ll discuss the warning signs of predatory agencies in another article, we want to provide you with an overview of what to expect once you move on from the timeshare company.

“I encountered Vacation Ownership Consultants here in Tucson in October of 2016.  I was skeptical as I had wanted to be rid of my timeshare for a number of years but found only “fake” businesses.  I was impressed with what they had to say and, in the long run, they did exactly what they said would. By October of 2017 we were free and clear of our timeshare.”

Reno B.

Listing Companies and Platforms Make Claims

One of the more popular ways to get out of timeshare agreements is to sell it. It’s easy for most timeshare owners to believe selling is easiest solution. But, this couldn’t be further from the truth. If you weren’t gullible enough to accept a referral program (like the program we mentioned in part 2 of this blog series), then why would you take a step back and attempt to sell on your own? The persuasion of most resale companies overshadows the benefits of getting out of timeshares for good. The first thing you need to realize is that the timeshare resale market is basically non-existent. When you make the decision to sell the timeshare, you need to understand that you’ll be lucky to recoup 5% of your initial investment. If you factor in upfront fees and selling costs, the margin is minimal, if not in the red.

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Timeshare owners that are willing to risk the loss just to get rid of the timeshare have desperation written all over their faces. Resellers know they want to get out of the timeshare contract fast and will say anything to persuade consumers that their platform will help them reach this goal. What they fail to tell you is that your property will probably sit on the market for a long time, like most do. They prey on your desperation and offer you advertising packages to increase the exposure. All the while, you’re still paying the contract and maintenance fees.

The same can be said when you list the timeshare as a rental. There is absolutely no guarantee that someone will take interest. The empty guarantees you received on the front end vanish. Conditional statements are scapegoats and the appeal of your property is to blame. Resellers know they have no obligation to make you money on the property. In the meantime, the timeshare company is ecstatic that you continued making payments while failing to sell the timeshare. Now they’re just waiting for you to call them back about the upgrade options they offered you a few months back. After all the time and money you put into reselling programs, you can easily end up right back where you started.

Transfer Companies Are Sneaky

Some timeshare owners get to a certain point where they simply despise the timeshare company. Once they realize they can’t sell or get rid of their obligations, they normally consider solving all of their problems by transferring the property. They contact an agency to help them with the transfer and eagerly await an opportunity to start fresh. But, many transfer companies are no different than any of the other predatory agencies. They know exactly how to use your desperation against you in order to get what they want – cash.

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They’re able to scam timeshare owners by refusing to process a refund when the timeshare company rejects the transfer request. It’s one minor detail they forget to mention when processing your payment. Unfortunately, there’s not much you can do in this case. That’s why it’s so important that you invest in researching your options once you realize there’s a common trend in the timeshare industry. No matter how good or different something might sound, you have to be smart and know how to recognize a bogus offer.

Timeshare Advocacy Groups and Phony Cancellation Companies

Intimidated by the thought of legal counsel or the cost of representation, many timeshare owners begin to look into “advocacy groups” for relief. Similar to resale options, these agencies easily set up a website and BBB profile to convey competence. They’re able to gain the trust of  timeshare owners by offering “money back guarantees” and other false promises. You would think guarantees would be red flags at this point. But, many timeshare owners simply believe it’s impossible to be burned so many times. They want to eliminate this burden from their lives so bad that they’re willing to take a chance. It probably feels good to have someone on their side for once. All an advocacy group needs in return is the your patience during negotiations and a credit card on file.

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Over the next few months, these agencies provide updates in order to manipulate “progress.” The timeshare owner doesn’t blink because they were already briefed that things may take time. After multiple attempts to contact the company, timeshare owners finally realize the company no longer exists. It’s really a shame because you could have seen this coming. Any company that’s only been around for a short period of time has no right earning your trust. Like we’ve seen throughout this article, every single solution comes back to over promising, deflecting, then under-delivering. Advocacy groups have no intention of bucking the trend here.

Getting Out of Timeshares Requires Understanding

Before we set out to provide an effective solution for people with unwanted timeshares, we made it a priority to understand every phase of the timeshare cycle. In order to gain the trust of timeshare owners and avoid being viewed as a scam ourselves, we knew we had to relate to their situation. There’s no need for us to oversell you on our exit strategy or genuine consultations. You’re not going to buy into legal resolution until you’re ready. This is why we’ve decided to take more of an educational approach when it comes to promoting our services.

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Knowing what each timeshare owner goes through allows us to enlighten them on what’s been transpiring and effectively help them find them the best solution. Our ability to break down the sales tactics that timeshare companies and predatory agencies use helps us build rapport and credibility. It also gives us an opportunity to reiterate how getting them out of their timeshare contract is just as important to us as it is to them.

We want you to avoid any setbacks so you’re able to navigate your way towards an ideal outcome that’s ideal for your unique situation. If you’re not quite ready to “waive the white flag and walk away from your timeshare, we totally get it. But, if you’re tired of the never-ending cycle that leads you right back to where you started, give us a call. We’d be happy to review your contract and help you find the best way to legally cancel your timeshare contract today.

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View our eligibility form below to inquire about our qualifying for our timeshare cancellation program. We’re not your typically relief company and provide clients with ZERO money down and 0% financing for 6 months!

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