More Companies That Couldn’t Get Rid of Timeshare Purchases.

More Companies That Couldn’t Get Rid of Timeshare Purchases.

When people purchase a timeshare for the first time, negative repercussions are never at the forefront of their minds. It’s pretty much sunshine and rainbows in the beginning stages. While the sales presentation might have been overwhelming, new buyers are usually extremely content with their initial decision – and some remain that way. Others experience remorse quickly after they realize front-end disclosure was vague, misrepresented, or outright omitted. This can occur when owners realize availability isn’t what they were promised or when they stumble across hidden contract obligations. Unexpected annual fees often catch first time owners off guard. When a timeshare owner ends up feeling conned or trapped they usually start looking for a company that knows how to get rid of timeshare purchases.

Unfortunately, like our last article pointed out, finding relief is a lot easier said than done. Every year, tens of thousands of people are robbed during their quest to cancel a timeshare. Not only are resorts working against them to keep them under contract, but 3rd party “solutions” are bombarding them with ambiguous promises.

Far too many fractional owners truly don’t know their timeshare is perpetual. They think they can ask for a refund if it doesn’t work out. Once they realize they can’t cancel (because their rescission period has passed), they tend to begin losing hope in the resort. Especially if their decision to upgrade packages (as a solution commonly offered by their resort) backfires too.

But trusting 3rd party resolutions isn’t always fruitful either. Some buyers become desperate at a certain point which causes them to be irrational. Predatory agencies love consumer desperation. Truth be told, some timeshare owners really get drug through the mud after they sign the dotted line. The budgeted expense can turn into a devastating financial setback if you’re not careful. Since you can read all about this in some of our other blogs, let’s turn our attention back to some of the companies that claimed they knew how to get rid of timeshare purchases – but they just couldn’t get the job done.

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Resort Release Files for Bankruptcy After Collecting Fees.

This year is already proving to be a progressive one when it comes to halting unethical timeshare cancellation services. A number of bankruptcies have already been filed while even more scams have been exposed. Incompetent operations, that persuade vulnerable timeshare owners to hand over thousands of dollars for nothing, are slowly being held responsible. To say regulatory agencies have been busy is an understatement.

When timeshare exit companies first came about, they had their way with fractional owners. Vague accusations didn’t warrant lawsuits. Now that laws and regulations are in place, prosecutors can begin holding scam artists accountable. Because buyers are asking more questions and understanding their rights, they’ve been able to prove they’ve been lied to more than ever before. Especially when guarantees are involved.

This was the case when Resort Release LLC – also known as the American Resource Management Group, LLC (ARMG), Resort Exit Team and Redemption Services – recently attempted to sweep their inaptitude under the rug. The timeshare relief service filed for bankruptcy with the U.S. Bankruptcy Court for the Southern District of Florida in April this year. During their hearings, some major red flags were uncovered. This forced the court to order a Chapter 11 Trustee to take control of the business and review all of their financial affairs.

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An Unethical Trend Causes Them to Throw in the Towel.

Shortly before filing bankruptcy, Resort Release began receiving multiple complaints on their BBB profile. To date, their response to every grievance has remained consistent. They’re claiming none of the dissatisfied customers ever did business with them. Hopefully they’re not leaning on denial to escape penalty. If a business promotes an ability to get rid of timeshare purchases, it’s rather clear what the end result should look like.

Ever since Resort Release’s filing, legal questions surrounding their up-front costs have been a hot topic amongst those overseeing the investigation. What they were giving in exchange for payment wasn’t adding up. But it wasn’t the only thing not making sense. During proceedings the defendant continued to claim they were located in the midwest but the company was clearly operating in Florida. Little lies like this led others to believe something unethical was going on.

The ignorance of their approach was concerning to say the least. Apparently, they thought they could lie to the court and it would be glazed over. ARMG also didn’t have ample financial reserves to cover their 100% guarantees. Not only was the company making promises they knew they couldn’t keep, they didn’t even have the capital to back it up. In the meantime, their clients had no idea.

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What many can’t figure out is, how does a company that collected millions of dollars in upfront fees have no money? Keep in mind, they didn’t just sell their services to a few dozen people. Resort Release told thousands of fractional owners they could help them get rid of timeshare purchases, guaranteed. As the public’s awareness of the bankruptcy claim grows, more and more people are filing suit for false advertising and a failure to adhere to the Florida Deceptive and Unfair Trade Practices Act. We’ll keep you updated.

Escort Release Sued by Major Timeshare Chains.

Positioned as an advocate company, Escort Release recently was targeted by a number of major hospitality organizations for misleading timeshare owners. While there isn’t a lot of information online about this situation, we know they immediately filed for bankruptcy following pending lawsuits.

What an advocacy group does is represent unhappy buyers in their attempt to get rid of timeshare purchases. They basically support their client’s stance by advocating on their behalf. Call it a sophisticated hype man if you may. There is no legal approach to this. Escort Release essentially told their prospects that they could negotiate a settlement with the resort without taking legal action. Unfortunately, we don’t know of any advocacy agencies that’ve been able to sustain their ability to eliminate timeshare contracts.

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Vacation Owners Group Linked with Wesley Financial.

This is probably one of the more complex operations that’s been exposed to date. Not because of the amount of money or number of victims, but the level of deception. When it comes to identifying timeshare exit fraud, a company with numerous aliases should always raise a red flag. Vacation Owners Group definitely falls under this category.

Otherwise known as VO Group and VO Financial, the operation solicited timeshare owners and offered to settle their outstanding timeshare mortgages by negotiating with timeshare property associations, banking and lending institutions. The owner of Wesley Financial Group, Chuck McDowell, is being tied to these companies through a number of online resources. Already being linked as a key player behind multiple companies deemed scams, McDowell purportedly exited VO Group just before legal action was taken and arrests were made. But let’s backtrack a little to follow the paper trail.

Vacation Owners Group got its start nearly a decade ago by soliciting timeshare owners about their new relief program. They initially engaged their victims by claiming they were calling regarding a complaint they had about their timeshare. It was used as a way “to get their foot in the door” and gather more information about the timeshare property. When owners would open up about their frustrations, solicitors would then tell them they could easily get rid of timeshare purchases if they really wanted to.

Victims say each company solicited them with claims to be able to recover money from timeshare companies (Mainly Wyndham) for fraudulent sales practices on a contingency basis (10%) and no up front fees. Many that were scammed have since come forward, revealing the contract provided by Vacation Ownership Group actually contradicted these claims. Over the years, thousands of people have taken the bait and still own their timeshares.

The Public Realized VO Couldn’t Get Rid of Timeshare Purchases.

The VO Group’s trail inevitably caught up to them when they fell under federal investigation. Victim testimonies and defendant interviews exposed the company’s deceitful ploy. In an FBI conducted interview with Adam Lacerda (co-owner of The VO Group), he admitted, in substance and in part, that The VO Group did not work with any banking or lending institutions. Yet, in another interview, Ryan Bird (a co-conspirator) stated that he told customers The VO Group worked directly for banks and had the ability to settle customer’s timeshare mortgage debt. Like many other timeshare scams, the lies ran rampant in this scheme, proving the services rendered were fraudulent.

Victims of The VO Group said their timeshare was never paid off (by any means or by settlement) after paying thousands to The VO Group. But continuing payments on the timeshare they wanted to get out of wasn’t the only letdown. They later found out they also fell victim to a “bait and switch” scheme where they unknowingly became liable for an additional timeshare. All because they trusted a relief company to help them get rid of their timeshare purchases. One of the company’s former attorneys even went on record saying he attempted to cover VO Group’s tracks by obstructing justice in a federal criminal case back in 2013. It’s no wonder McDowell slipped out the back door.

Casualties Have Continued to Pile Up From the Scam

To this day, timeshare owners are still complaining about the predatory scam. Whether the sales pitch was coming from VO or is currently coming from Wesley Financial Group, customers are voicing their complaints on both companies. Some victims have even claimed Wesley Group is using the same phony reviews as VO was. Although sources show McDowell was the VP of both operations, it appears he’s somehow been able to escape consequence. There is a saying that you may be familiar with, “a leopard never changes its spots.” Hopefully, this proves not to be the case for Wesley Financial Group, although customer complaints on Wesley Financial Group’s BBB page are proving otherwise.

While online documentation does connect the owner of Wesley Financial Group to a number of scandals that didn’t know how to get rid of timeshare purchases, it’s not our place to say history is repeating itself. Maybe he’s learned from mistakes. Either way, it’s ultimately up to you to do your own research and make your own determination before doing business with any relief company.

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You Deserve to Enjoy a Timeshare Experience.

Timeshare ownership isn’t always a devastating experience. But in order to thoroughly enjoy the purchase, you have to understand what you could be getting yourself into. Whether we like it or not, unwelcome and damaging solicitations lurk around every corner. In order to avoid costly decisions, you must review the details of everything you agree to, research every business and always ignore appeal. We live in a digital world with information at our fingertips. Stay up to date and obtain factual information that equips you make informed decisions.

At VOC, we remain committed to spreading awareness on misconduct so consumers can make smart choices online. All we can do is state the facts and hope for the best. In the meantime, we look forward to sharing more of our clients stories. To learn more about our industry-leading reputation, you can subscribe to our blog, schedule a Free consultation or proceed with the qualification form below.

Experienced Fractional Owners Cancel Wyndam Timeshare Due to Lies.

Experienced Fractional Owners Cancel Wyndam Timeshare Due to Lies.

Since we’ve spent a lot of time explaining the timeshare system and how deceit runs rampant, we wanted to start taking a more authentic approach. Far too many of our clients have been taken advantage of and we hope their stories can make a difference. Although educational articles give buyers a better perspective on the industry, real-life experiences help them understand how expensive a bad timeshare decision can be. More importantly, for those in the midst of a bad decision, they need to know they’re not alone. So today we wanted to highlight one of our clients stories to explain why they were so eager to cancel Wyndham timeshare expenses shortly after their purchase.

Tens of thousands of timeshare owners across the U.S. experience buyer’s remorse. Most of which believe they’re trapped in their contractual obligation. What some endure throughout their purchase is absolutely devastating. This occurs because far too many owners lack clarity. The same can be said during their pursuit of relief. Incompetent exit services tend to place them in even more debt and disbelief. The decisions made after the purchase is what traps most users. Many feel like they have nowhere to turn because they’re constantly getting burned. It can be a frustrating, hopeless place to be to say the least.

The good news is, some are finding resolve by trusting in our company for relief. Our qualification process helps timeshare owners understand we’re on the same team – even when it’s difficult for them to put their faith in anyone else. Not everyone needs to legally cancel their timeshare contract. For some, it’s not even their best option. There might be a way to find a mutually beneficial resolution with the timeshare company. You just have to work with a company that believes in helping you find the best solution. One that’s willing to advocate for your consumer rights, not your money.

Each of our clients extend us a level of trust that we don’t take lightly. Once we confirm your eligibility and you commit to our timeshare cancellation services, we take pride in communicating every step. Not only is it our job to reassure on the front end, but to continuously remind our clients they’ve made a good decision. We can’t blame you for being skeptical or bitter. Providing you with clarity promotes peace of mind until your timeshare obligation is officially no more. In the end, it encourages our clients to share their stories with other owners. We hope that telling their story at least saves someone from similar heartache.

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The Naccarato’s Wyndham Timeshare Experience.

In October of last year, Gary and Drue Naccarato were asked to attend an owner’s update meeting when they checked into their resort in the Pocono Mountains. Their Pennsylvania timeshare, through Christie Lodge and RCI, offered them a free breakfast to do so. They didn’t expect it to take very long. But when they arrived, they were surprised to see the meeting was for Wyndham. “We asked what the update was for and the reply was to update on the all the changes within Wyndham, many new hotels and resorts, the purchase of RCI and other business changes. We did not own into Wyndham, but had a timeshare through Christie Lodge and RCI.”

Gary remembers the experience quite vividly. “The presentation turned into a ‘sales’ pitch to get us to purchase a timeshare with Wyndham.” He went on to explain how the breakfast quickly turned into a late lunch. “We were held hostage for over 6 hours and had 3 friends waiting for us back at the Condo. We only had one vehicle and they were not happy when we finally made it back,” Drew recalled. At that point they realized their “vacation day was pretty well gone!”

As the morning went on, they didn’t give into the pressure sale. “We said no to every offer they came up with telling them we were not interested.” But no matter what they said, Wyndham didn’t stop trying. “They would counter with perks and offers, ‘no more exchange fees’ or ‘yearly fees to RCI.” But the Naccarato couple didn’t budge. Things took a turn though as Wyndham’s offers became more appealing.

False Claims Persuade the Couple to Sign a New Contract.

In a letter that Drue and Gary wrote to Wyndham, they repeatedly voiced their concerns with a certain salesman named “Ed Scro.” Later on during the 6 hour presentation, the Nacacarato’s adamantly claim he began waiving expenses. A portion of the letter states, “Ed even wrote these 2 amounts down on a piece of paper and crossed them off to show we would not pay the exchange fees or the RCI membership fee again! I asked at the time how could they offer this and the salesman’s replied ‘because we own RCI.’” When the couple talked to us, we noticed how betrayed they felt by his lies. 

“Ed talked about using our points to pay for the maintenance fee monthly, and to use our points for a few nights stay on short trips, and use the rewards points for 1⁄2 off tickets to parks, restaurants, plays, airfare, etc.” We could use cash to get a 3-4 bdrm resort for $319 or $219 for 2 bedroom or $119 for 1 bedroom for a full week!” The letter itself shows how amazing the offer was to them at the time. It’s almost as if they couldn’t pass it up – so they didn’t. 

How Gift Incentives Were Nothing More Than a Mirage.

Gary went on to tell us they were promised “a free 2-night stay for attending the presentation,” but the app they needed to redeem the offer wasn’t working. Ed supposedly told them that he would call them the next day to straighten things out. But instead of calling the cell phone numbers they gave him, Ed decided to call their home phone to leave a call-back message. “We were just beginning our vacation and Ed knew that.”

They assumed he took care of it but he didn’t. Even worse, they didn’t realize this until they returned home a month later. “The message Ed left was ‘calling back like I said I would.’” Gary discussed how Ed really tried to play off the mistake. He said he “called again on the home phone 2 days after the presentation to tell us we were given a bonus week by Ron Myers and if we were still in town to stop by and pick it up.” Talk about bad timing, Ed. This is when they began to discuss canceling the Wyndham timeshare altogether. 

Drue ended up calling the resort and even stopping by the office to redeem their free offer. But no one seemed to be able to get the app to work. She was even referred to a few supervisors with no prevail. Neither Dulce or Phil ever called her back, which were the personnel with higher authority that they were referred to have their issues rectified. “Needless to say we never got the 2-night stay,” she said. But little did they know, the entire timeshare experience would turn out similarly. In his voicemail, Ed told them a quick start team would be calling to help them set up their first vacation. While they wanted to remain optimistic, they admit they became pretty skeptical at this point.

Actual Costs Didn’t Match the Sales Presentation.

Although a “quick start team” never called, a number of salesman did. Like many new timeshare owners, the Naccaratos didn’t know the cost of their vacation would be significantly higher until they made their first reservation. You can probably imagine how understanding Wyndham was when they heard of Ed’s failed promises. Drue remembers, “some empathized, others made no comment; but [both] still tried to get us to book a vacation.”

After the resort refused to honor her claims, she decided to call Ed back for an explanation. “I questioned him on the fact that he told us we would never pay another exchange fee with RCI, and he said well you would pay it if you booked through them. I told him he never mentioned that in the sales pitch. It was supposed to be a perk that we didn’t have to pay because Wyndham now owns RCI. He didn’t have an answer,” she said.

When Drue brought up the bonus week they couldn’t redeem (because he called their home phone), he told them “he would mail it out.” After a few weeks went by she called again and he said the same. While they awaited answers to multiple questions, Ed continued to buy himself time. This is more than likely to get passed their rescission period and solidify his commission. After the cancellation period is over, the contract becomes final (in most cases). After additional calls for an update, she told us he disconnected his phone. “To this day [the free trip] has never come!”

Trying to Make the Most of Their Wyndham Timeshare.

They recall a Valerie Thomas calling them in December of last year with a great travel deal they wanted to pursue. “We were given several options of places and prices, with a $250 cash back by way of American Express for $150 and a free night stay some other time valued at $100. Some options were to bring friends or family members. I was interested in the Orlando option to take my daughter and her family.”

After setting up most of the reservation, Valerie told Drue everyone traveling would be “required to attend a 2 hour presentation.” Even though the resort told her she could get babysitting services for the kids, Drue decided to opt out altogether. She requested a link to review her options but Valerie told her she’d have to prepay to get it. This frustrated Gary and Drue so they decided to take some more time to take it all in.

A few weeks later, Valerie called Drue back to remind her the deal expired at the end of the year. Solicited sales with time closes rarely ever prove to be fruitful, as will be shown in their experience below. “She wanted me to pick one and I could change to a different option if I wanted to.” After paying $229 on her credit card, she waited days for the link with her choices. Drue said, “I called [Valerie] and she said she would find out what the problem was.” Nearly a week later, Valerie told her they misspelled their last name in the email.” Either way, the Naccaratos still weren’t able to choose where they vacationed. “We never received any other vacation option links.” They only received a booking confirmation to San Diego on January 7th. “I picked San Diego just to get the link for all.”

What Inevitably Caused Them to Cancel Wyndham Timeshare.

All of this caused the Naccaratos to immediately review the purchase. Gary said, “I read through the terms and conditions and read that I had to cancel in writing to the address on the email within 15 days of purchase.” Their purchase date was 12/29/18 so they “created a cancellation letter and sent it registered mail on the 8th.”

The New Year’s holiday falling on a Monday and Tuesday already hindered their ability to opt out. It’s almost as if Wyndham planned to persuade them during an inopportune time. Nonetheless, they received the Naccarato’s letter on January 14th and denied their request once again. This confused Gary because he was told by the Post Office that the letter would be delivered “within a couple of days.” Since the 7th was a Monday, his confusion was warranted.

While this was disheartening to say the least, they were determined to find a way to get out of the Wyndham timeshare. After looking further, they realized they weren’t even eligible for the package Valerie offered them. The Terms and Conditions stated “persons having attended a CLUB WYNDHAM sales presentation within the last 6 months are ineligible.” They attended their presentation on Oct 1, 2018, which would have made them ineligible according to the language in the Terms and Conditions. 

Shortly after, they realized Wyndham had charged over $1000 in maintenance fees on their Barclay credit card. A payment option they specifically told Ed not to use “until the loan was paid off.” Since he told them the fees wouldn’t be billed until April 1st, this was a big surprise to them. What made this revelation interesting was that Wyndham changed their method of billing without the Naccarato’s knowledge. “They said I had chosen to go paperless. I never talked to anyone or saw anything where I gave them permission for my statements not to be sent,” Drue said.

At this point they were more eager to cancel Wyndham timeshare obligations than pay the company another penny. Gary went on to say the “resort deals” they were promised were “rarely available, if ever.” It allowed him and his wife to understand how they’re really “saved for non-Wyndham customers.” As the bigger picture sunk in, they developed a sense of urgency to cancel before things got even worse.

The Couple Finally Contacted VOC for Timeshare Relief.

When the Naccaratos finally contacted us for assistance, they were fed up with the “deception, lies and fraud.” In a dispute letter they literally wrote, “Please help us get through this nightmare!” The desperation was evident and for good reason. Aside from the unexpected “financial burden,” they told us the Wyndham timeshare created quite a bit of stress in their lives. The more they looked into the purchase, the more misconduct they found.

In a final attempt of restitution, they wrote a letter informing of their decision to cancel the timeshare. It said, “We have hired a company to rid us of this timeshare, and we would ask for your forgiveness of this debt since we have not used any of Wyndham’s services.” The Naccaratos are awaiting a response to their request.

As experienced fractional owners, we’re sure they’ll find something that works. But they most definitely have been scarred by their Wyndham experience. In the end, they hope their vulnerability will help someone avoid a similar experience.

Timeshare Deceit Needs to be Addressed.

Bait and switch tactics can really sting when you believe someone with selfish intentions. Far too many timeshare owners are misled during presentations. But not all should be blamed for poorly informed decision-making. The timeshare itself needs to be held responsible for fully disclosing the details of their products. The Nacarrato’s would have avoided canceling the Wyndham timeshare if the sales presentation wasn’t a lie. There’s no room for deceit when this amount of money is involved. Alongside regulatory agencies, we’ve made a commitment to addressing the deceit of the industry.

For more information on our timeshare cancellation services, you can schedule a free consultation or proceed with a qualification form below. Otherwise, feel free to watch or read about additional client testimonials.

Differentiating Right to Use Timeshares, Travel Clubs and Fractional Ownership

Differentiating Right to Use Timeshares, Travel Clubs and Fractional Ownership

Thousands of travelers across the country are continuously searching for riveting, cost effective vacation packages to explore. In today’s online marketplace, there are numerous options for them to choose from. But when you’re searching for the best deal, nearly every advertisement claims to provide the best escape for you. While the nomadic culture might be able to navigate these options effectively, people new to the travel landscape can easily become overwhelmed. Over promises, deceiving prices and enticing offers can eventually place many aspiring travelers in a financial hole that detours their travel plans. Fractional ownership, point certificates, travel clubs and right to use timeshares all have their flaws.

After talking to thousands of fractional owners about their financial burden, we’ve realized that many of them never even knew what their contract entailed. Instead of asking an experienced voyager for guidance, they allowed a salesman with commission breath to persuade them on an option that isn’t mutually beneficial. Blaming the buyer may seem fair, but a lack of disclosure plays a big role in their inability to make an informed decision. People deserve the right to know  what they’re buying.

Since fraud is a normality in the timeshare industry, educating people on the terminology behind fractional ownership is really the only way to address the problem. When you think about it, most people that attend a timeshare presentation have no intention of buying. They simply show up for the free stuff. But it’s hard for some to say no when a “can’t miss deal” is right in front of them. Especially when traveling hasn’t been a big part of their lifestyle.

Because of this, we’ve shifted our focus to helping aspiring travelers navigate the vacation arena. Even though our cancellation company is funded by bad decisions, we want to play a bigger role in eliminating hardship and regret. You can’t count on the timeshare company to point you towards the best vacation package. Getting you locked into an agreement is their only concern. Each of our clients wish they would have taken the time to consider their choices before committing to something they knew little about. Regardless, helping you understand the differences between right to use timeshares and other travel packages will hopefully help you make informed decisions moving forward. Today we’re going to talk about travel clubs.

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Travel Clubs – Discounts Without Much Obligation.

This form of travel derives from an established consortium of corporations and individuals that work together to develop an affiliation of wholesale travel packages. The stakeholders running the show typically come from the travel and customer service industries. Because of this, it’s easy for them to market to their ideal customers. It also gives their sales teams quite a bit of ammunition when it comes to signing people up. While new acquisition strategies sometimes mirror those of the timeshare industry, the product itself is quite different.

Travel clubs provide their members with access to discounted travel packages in exchange for a fee. The payment obligation normally includes a one-time enrollment fee along with a monthly or annual renewal. The extent of travel club discounts vary and are largely based on availability, capability (vendors) and exchange programs. If you travel a lot, rewards or loyalty programs can easily turn a nominal investment into a worthwhile return. But members aren’t the only groups of people that benefit from the travel clubs.

Unlike fractional ownership, travel clubs have two types of customers: users and vendors. Travel agents, resorts, hotels and even airlines use the platform to market an array of travel products and deals to a pool of travel-eager customers. Although retail prices will always be more attractive to vendors, travel clubs allow them to position discounts to frequent, in-market travelers. This gives them a higher probability of selling last minute deals.

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The more users a travel club has, the more appealing it is to potential vendors. In order to attract members, travels clubs typically target a specific demographic. A majority of travel clubs have some sort of theme and members usually have certain preferences that their club caters to. Although the coordination of professional travel (speakers, CEO’s, teachers, doctors, athletes, etc..) is one of the main reasons travel clubs exist, there are other partialities that certain travelers value. Golfers, disabled travelers, veterans, skiers, singles, families and even women’s groups can join travel clubs tailored to their interests.

The main benefit of a travel club is that memberships aren’t forever binding (perpetual). If at any point you’re dissatisfied with the service, you’re not obligated to renew. You’ll never own a timeshare deed like fractional ownership does. If you’re told otherwise, then you’re probably invested into a timeshare point certificates program. These are basically travel club memberships with perpetual contracts.

Similar to fractional ownership, you have to be careful who you’re giving your money to. The travel industry is riddled with scams, especially when internet and phone transactions are involved. If you’re considering a travel club, make sure it’s right for you. There are plenty of options for you to choose from. If you’re able to find something cheap and memberships grow over time, you could be in for some amazing offers.

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Right to Use Contracts – Timesharing Without Perpetuity.

If there’s one thing you should remember about true (deeded) timeshare ownership, it’s that your obligation lasts forever. It’s important that you truly understand what perpetual means. No matter how much you pay towards the property, the ceasing of payments is not on the horizon. Those that shy away from perpetuity commonly view “right to use” (RTU) timeshares as a more favorable option. But for the most part, they’re pretty much the same. Just because buyers aren’t locked into a lifetime of payments doesn’t necessarily make the experience that much better.

When a consumer chooses “right to use” over fractional ownership, they’re basically saying they need a way to get out of the contract if something were to go wrong. It’s essentially the timeshare industry’s solution to combating skepticism. This travel option essentially gives travelers the “right to use” a timeshare during an agreed-to period of time. The length of the contract can be anywhere from 15-99 years and normally involves a local property management company or resort development firm. The main difference between a deeded purchase and an RTU is the lessor never actually owns the property. The property manager or developer retains deeded ownership. Instead of paying on a mortgage, buyers lease the timeshare with the same responsibilities fractional owners have. Taxes, maintenance fees and assessments are still their obligation.

But not every detail is the same. There do happen to be a few perks. Accelerated programs allow RTU timeshares to be a little more flexible. Because these agreements assign a specific number of usage units, lessors don’t have to be limited to annual or bi-annual trips. They can book three vacations per year, every three years if they want to. Also, during their “right to use” period, buyers can transfer, rent or dump the remaining years of their lease. Some users also have an option to make exchanges.

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RTU agreements typically give buyers access to exclusive resorts in destinations that frown on deeded ownership. In other words, not many global hospitality chains invest their time and money into temporary agreements that users can terminate. This can be a blessing and a curse at the same time. While RTU contracts may help you avoid the harassing sales tactics of major travel corporations, you still might be left wanting more. Even if you really want to experience timeshare travel without the perpetual commitment, don’t force the decision until you’re confident in it. Like any other travel option, scams are lurking with persuasive sales pitches. Twenty years may not be a lifetime, but it can still do some financial damage.

Get Out of Timeshares and Travel How You Want To.

Although right to use timeshares can be appealing, limited travel options aren’t for everyone. While travel clubs have their perks, some people can find amazing deals on their own. Either way, don’t let some salesman sway your choice. If you’re considering one of these travel options but realize you’re a part of an aggressive sales pitch, it’s always best that you walk away. Like we mentioned before, the travel industry is full of bad decisions waiting to be made. Plenty of things will catch your eye or seem “good enough.” You know that you don’t want to throw away your hard-earned money. Take the time to make an informed decision and ensure your vacations are worthwhile.

In the meantime, if you or someone you know has an unwanted timeshare contract, we’d love to point them in the right direction. Far too many people spend far too much money trying to sell or get out of a timeshare agreement. Over time, it can be difficult to trust any relief program, let alone a 3rd party cancellation service. At the same time, we’re committed to helping you find a free and clear way to escape your contract. We even created a checklist to help you avoid the deceit of the industry. At the end of the day, you can always expect to speak with someone that genuinely cares at VOC.

Exit Timeshare Agreements and Travel to Improved Destinations

Exit Timeshare Agreements and Travel to Improved Destinations

For some, owning a timeshare can be a mixed bag of anticipation and disappointment. While many fully enjoy their timeshare experience, others end up regretting their purchase altogether. After viewing the expense as a whole, a good number of owners begin looking for ways to exit timeshare agreements. Even when the initial thought of exchanging, upgrading or selling seems promising, it’s never that simple. This makes it extremely difficult for users to follow through with their desire to move on.

Have you ever been overcharged for a subscription service (like Direct Tv) and found it nearly impossible to garner a refund? Most sales organizations force their customers to endure long wait times or “accidental” hang ups while they seek restitution. When service providers deflect requests and buy more time while collecting additional payments; most customers give up. They end up paying the unacceptable amount just to keep their service from being interrupted. The same is done in the timeshare industry. Sadly, many timeshare owners abandon their efforts to escape the contract because they view it as an impossibility.

How Timeshares Keep Owners From Exiting Contracts

Despite an overwhelming number of unhappy owners across the world, timeshare companies prefer to remain in the driver’s seat. Relinquishing revenue, buying back contracts or providing quality service isn’t on their radar. Unfortunately, they have all the leverage. They make millions off of aggressive sales tactics that leave their users in the dark. Contractual agreements force users to pay and there’s not much buyers can do to avoid it. This forces desperation and a lot of conditional bad decisions. Once owners spend a few extra thousand dollars on misleading relief programs, hopelessness sets in. This is very similar to a majority of people’s feelings towards internet and cable services. No one wants cancellation fees, let alone the thought of a foreclosure.

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Why You Shouldn’t Give Up On Timeshare Relief.

Since finding a way out of your timeshare can be a disheartening process, we want to encourage you to continue fighting. Consumers do have rights that apply to timeshare ownership. All they need to do is find a reputable company that’s willing to listen. Once you’re able to receive feedback from a professional, you can work towards exiting your timeshare agreement for good. Not every option is going to work for you – so avoid listening to all sales pitches and focus on logical solutions that apply to your unique situation.

With that being said, we wanted to publish an article that helps you understand the value in getting rid of an expensive obligation. Even if you’ve spent thousands already, it’s important to understand the perpetual savings that exiting a timeshare agreement can bring.

The Cost of Timeshare Ownership is Probably More Than You Think.

On average, vacation owners spend around $450 per month on their mortgage, interest and annual fees (broken down monthly). A year after legally getting rid of a timeshare, you can easily save upwards of $5,400. The amount you’ll save over time should be enough motivation to help you refocus on getting out of the agreement. Since we’ve already discussed some things you could buy with these savings, we wanted to highlight some vacation destinations that can replace your timeshare investment. If any of these appeal to you, then the pursuit of cancellation is probably in your best interest.

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Where You Can Travel With 1 Year of Timeshare Savings.

Let’s be honest here, $5,400 per year is a lot of money. Looking back on the annual timeshare experience, was it worth this amount? Did you know it was going to cost this much? To put things in perspective, you could have purchased a number of things and enjoyed them year-round. $450/month would be enough to finance a brand new Harley. Two months worth of savings could pay for the car repairs you’ve needed. It could even cover your kid’s back to school costs! People that finally decide to exit the timeshare agreement understand this. Instead of continuously throwing away hard-earned money, they choose to dump the timeshare for more enjoyable experiences. At the same time, some ex-owners still want to travel the way they initially envisioned.

To many, vacation ownership is viewed as a way to satisfy their desire to travel. In today’s world, people are so busy that they have to make an effort to set aside time for a trip. Whether it’s about family memories or escaping the nuances of everyday life, people want to get away. Timeshare sales teams are easily able to tap into this desire and persuade consumers to take action. Signing a timeshare agreement is appealing because it forces them to commit to this desire. But even after the experience is ruined and they’re relieved of the contract, the void is usually still there. Now that they’ve made that commitment, they want to keep it. Here’s how they can do just that.

Vacation Ideas After a Timeshare Exit.

Some people work extremely hard to be able to take their family on vacation. So, where can you actually go with the yearly expense of fractional ownership? We’re glad you asked. There are plenty of opportunities to trump your perpetual purchase with a week-long escape. They key to maximizing $5,400 is targeting certain destinations during down seasons. Holidays and prominent events will drive up prices. You can find some amazing lodging in premier locations if you’re flexible with your dates. Planning ahead allows you to set aside certain dates during off-peak times. With that being said, here are a few simple options worth noting:

  • 7 day cruise to the Bahamas for 2 adults and 2 kids with food included.

  • 7 day home rental in Kauai, Hawaii for 2 families (<$5,000 per family)

  • 5 nights in New York City while enjoying a handful of tourist attractions.

  • 5 nights at Club Med in Martinique, Norway for 2 adults and 2 children.

  • 6 nights at Disney for 4 with passes to Universal Studios and SeaWorld.

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Keep in mind, replacing the timeshare experience with a trip, just to go on vacation, isn’t always the best decision. I you’re limited on cash or aimlessly planning then it won’t help you forget about the timeshare. A quick replacement trip should only be considered by those that immediately exit timeshare agreements during rescission periods. For those that have endured ownership for too long, regrouping while researching possible destinations will be worth it in the end. If the purchase was especially damaging, waiting even longer will give you a surplus of savings to funnel towards an memorable vacation.

Vacation Options After Saving $10K+ by Exiting a Timeshare.

Previous timeshare owners will have saved roughly $10,800 twenty four months after exiting a timeshare agreement. At this point, vacation possibilities become a little bit more extravagant. Aside from being inconvenienced or disappointed, the timeshare purchase may allow some to see that annual, week-long vacations just aren’t feasible. While it may be desired, they realize a lavish getaway makes more sense in moderation. Now that the timeshare is out of the picture, they have free reign to reallocate the travel budget any way they’d like. Here are a few vacations you can enjoy with a $10K travel budget:

  • 10 day sightseeing vacation for two across Europe.

  • 5 day trip to Paris for a family of 4 with minimal spending money.

  • Rent a 4 bedroom luxury villa on the Florida Gulf Coast for 2 weeks.

  • 7 day luxury, family vacation most anywhere in the Caribbean (mid-range in St. Lucia).

  • 10 day luxury vacation rental in downtown Seattle with money to spend.

  • Visit the Bay Area and Napa Valley in California for sightseeing and wine tasting.

  • Participate in a deep sea fishing adventure for a few weeks with some friends.

  • Extend one of the aforementioned vacations for another week.

  • You could always travel the world for 14 months like this guy.

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If going on vacation every other year doesn’t appease you more than the timeshare did, then you don’t have to be limited to one trip. There are plenty of crafty ways to maximize your saved budget. If you have a bigger family or international travel doesn’t appeal to you then travel during multiple weekend instead. Sometimes, brief adventures or staycations are perfect for rekindling relationships while escaping the routine. No matter how you decide to utilize your savings, the overall benefit lies in your ability to choose where you go, how long you stay and what do while you’re there. This in itself should make exiting timeshare agreements worthwhile.

Be Thoughtful With Your Travel Purchases Moving Forward.

Although the purchase of a timeshare can be exciting and full of anticipation, it rarely plays out the way buyers expect. Many learn a valuable lesson at their own expense. Eliminating the regret that comes with ownership is enough to feel good about. Don’t dwell on the decision, even if you decide to remain at home for a while. Use the failed experience as motivation to pursue healthy spending habits and avoid impulse decisions. At the end of the day, traveling is all about exploring the world and giving yourself a better perspective on life. Put your hard earned money towards sensible arrangements and you’ll avoid remorse in the future.

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Learn How to Exit Timeshare Agreements with VOC.

If you’ve come to realize your timeshare isn’t worth the price tag, we’d be more than willing to help you navigate your options. VOC is one of the few cancellation companies that takes pride in actually qualifying every fractional owner before offering timeshare exit services. We also provide FREE consultations to help you understand your contract better or pursue relief on your own. Our goal is to inevitably find the best solution for you.

What You Can Buy With the Money Saved From Exiting a Timeshare Contract

What You Can Buy With the Money Saved From Exiting a Timeshare Contract

After tapping into an enormous amount of patience, you’re finally free and clear of timeshare ownership. Whether you cancelled immediately or made the decision after many hope-filled years, exiting a timeshare contract can be a huge relief. Not only have you halted monthly payments and perpetual fees, but you’ve eliminated the frustrations of hindered vacations. There’s nothing worse than spending a ton of money on something that never seems worthwhile. Especially when you’re forced to pay for it. Aside from routine costs, the repercussions of walking away can be disheartening to say the least. But that season of your life is over now and many of you are wondering what to do with the extra cash.

Before Spending Your Extra Cash After a Timeshare Exit..

For starters, jot down lessons learned so you don’t make the same mistakes again. There’s a big difference between forgetting about the timeshare and learning from it. Look, vacationing is never going to be cheap. You should know by now that affordability doesn’t necessarily mean you’re getting the “best deal.” In most cases, you get what you pay for. At the same time, the failed timeshare experience should give you an enlightened perspective on travel expectations. Use the past purchase to help you determine what you want out of a vacation and make sure the product matches the description. Keep in mind, plenty of scams populate the travel industry.

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With that being said, exiting a timeshare contract has probably caused you to consider getting your finances back in order. Most timeshares end up being a lot more expensive than buyers originally planned. After interest, the average timeshare price tag ends up being around $40,000. Over 10 years (which a common repayment period), this is about $333/month. When you add in annual fees, the monthly cost inches closer to $450. While it may be tempting to reallocate these funds after cancellation, establishing a plan, coming up with goals and monitoring your finances is the fastest way to alleviate a loss and the regret that comes with it.

What You Can Buy With Timeshare Savings.

Even though you may already have a wish list, we thought it would be fun to point out the types of things you can purchase once you’ve been relieved of the perpetual obligation. Since most people aren’t prepared for annual maintenance fees (or an unexpected assessment), we’re going to assume your original budget for the timeshare was $350. Keep in mind that exiting the timeshare contract actually saves you quite a bit more. But aiming low will help you understand the impact that cancellation can make.

All things considered, we’re going to list some items you could buy 6, 12, 24 and 36 months after you’ve completely paid off timeshare expenses. This includes any financed amounts to cancel it. The longer you’re able to save, the more capabilities you’ll have. These opportunities should create a little excitement around your decision.

6 Months After Exiting a Timeshare Contract Saves You $2100.

One of the biggest drawbacks of vacationing is the simple fact they always come to an end. Although it tends to be quite expensive, people still go. The national average for one person to go on a week-long vacation is $1,145. Unless you’re traveling alone, $2100 isn’t going to get you very far. So what’s the point of wasting this amount on a lackluster experience just to get out of town? Saving for another 7 months will give you enough to take your family of 4 on vacation (average cost is $4,580). At the same time, there are plenty of purchases you can make with $2100 that don’t expire after one week. Here are a few..

  • Minor home improvements (landscape, security systems, etc..)
  • A new purebred puppy for the family.
  • A smaller off-road vehicle or watercraft (dirt bike, jet ski, etc..)
  • High-end electronics (camera, computer or TV’s with surround sound).
  • New home appliances (refrigerator, washer, dryer, etc..)
  • Diamond jewelry and other gifts for a spouse or loved one.
  • New furniture (kitchen table, sofa or patio sets)
  • A premium massage chair.

premium-electronics-and-other-small-purchases-can-be-had-after-exiting-a-timeshare-contract-for-good-old-man-eating-popcorn-watching-tv

Aside from vacationing, there are also some additional short term purchases that could be worth it for $2100.

  • An hour-long helicopter tour for 4-6 people.
  • Enrolling in classes for an online degree.
  • Sponsor a club, sports team, animal shelter or other non-profit.
  • Paying off debts.

Keep in mind, these are all things you can purchase with the amount of money it costs to own a timeshare for 6 months. Some people aren’t even able to book their annual vacation after paying double this amount every year due to timeshares overselling their inventory.

$4200 Will Remain in Your Bank Account After One Year.

Buying a timeshare causes many people to forget about their way of life prior to the purchase. Some of you have been timeshare owners for decades and are used to setting aside the monthly amount to avoid additional fees (or the thought of foreclosure). It can be tough to adjust properly after exiting the timeshare contract. But those that make the transition seamlessly tend to see an impact other areas of their lives as well – mainly regarding self control. So if you’re able to avoid major purchases for the first year, you’ll find yourself with a nice wad of cash. If saving for a year was long enough, here are a few ways you can spend $4k+.

  • 3-4 Annual Signature Passports to DisneyLand.
  • Minor home improvement or small remodeling projects.
  • Nosebleed tickets to the Superbowl or premier seating at another major sporting event.
  • An off road razor, motorcycle or ATV.
  • A new bedroom set.
  • Attend a world class seminar or receive personal development training.
  • A riding lawn mower.
  • Camping equipment and a used fishing boat.
  • A golf cart with a solid set of clubs and a tee time.

things-you-can-buy-with-money-saved-from-exiting-timeshare-agreement-with-voc-like-golf-cart-clubs-and-a-tee-time

24 Months After a Timeshare Exit Gives You An Extra $8400

After you’ve gone a year and a half, you’ll be able to consider vacation packages that are a big step above what you were used to with the timeshare. International travel or popular U.S. destinations can now be considered if you’re traveling for two. With a little over $8,000 in the bank, you could even think about buying a nice used car or truck. A smaller travel trailer could even also be had for this amount of money.

Aside from higher end products from the lists above, you could also put money towards equipment, electronics or technology – whether your need it for business or personal use. For some families, this might be enough to cover Christmas gifts. You could even consider buying a decently bred horse (you might want to have a stable first though). $8400 could be used to add a lot of value to your home. Maybe you’ve been waiting for enough money to improve your outdoor living space. It’s enough to start considering a full room remodel. After 2 years, these are all possibilities once you’ve been relieved of your timeshare obligation. Waiting 2 more years to cancel can really leave you wondering about what could have been.

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3 Years Post Timeshare Exit, $12,600 is Saved.

If you’re serious about saving your money, there are endless ways you can reap the rewards of exiting a timeshare contract. After 36 months, you’ll save nearly $13k by escaping the clutches of ownership. This is enough to put a down payment on a house, buy a new car or plan a real vacation. You could even re-carpet your house or invest in some major home improvements that you’ve been pondering for a while. Although a swimming pool is probably out of the question, you could still invest in a hot tub or small pond if you’d like. Maybe you could even get the band back together, who knows!

Either way, establishing a budget, setting goals and managing your finances will put you in position to use your hard earned money for something worthwhile. Instead of continuously funneling capital into something that was never fruitful, you made an intelligent decision that’s benefiting your future. While not all timeshares are bad, some can be absolutely devastating. This is why the disclosure of actual costs is so important.

To put this into perspective, most timeshare owners make the purchase thinking it’s going to only cost them $20,000. In just 3 years, most people have unexpectedly surpassed that amount. Imagine what can occur after a decade? With maintenance fees steadily increasing, who knows what the total of the perpetual purchase could be. Exiting a timeshare can be a life-changing decision.

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Exiting a Timeshare Contract with VOC.

If you’ve recently exited your timeshare, congratulations. If you’re considering doing so, then we’d love to tell you more about what cancellation entails. During our Free consultations, we focus on learning more about your situation prior to explaining the qualification process. This helps us best advise you on next steps. Some owners don’t even need us to help them legally exit a timeshare contract. At the same time, if you believe canceling is your only option, you can get started by proceeding to our qualification form below.

What To Do After You Get Rid of Timeshare Obligations For Good

What To Do After You Get Rid of Timeshare Obligations For Good

When we wrap up the termination process with our clients, many tell us it feels like an enormous weight has been lifted from their shoulders. The stress and hopelessness that comes with the expense can be exhausting to say the least. But the relief of cancellation is invigorating for most. Aside from creating financial limitations, the burden of the purchase can also take a toll on personal relationships. Buyers aren’t the only ones forced to deal with the disappointment. Vacations that were once anticipated can easily turn into a sore subject when expectations aren’t met for multiple people. After owners finally get rid of timeshare obligations for good, they may feel like they need to make up for lost time. But don’t get too excited just yet.

While the concept of timesharing may have lost its appeal, former owners may look to quickly right their wrong. But it’s important not to act out of spite or in haste. Scam artists have been known to target those exiting timeshare contracts. Resorts also have effective follow up practices that lure desperate travelers back in. But instead of advising you on where to turn for your travel needs or how to spend the money saved, we decided to take a different approach. One that forces you to reflect on your failed timeshare experience and what went wrong throughout the process. The goal here is to help you acknowledge your missteps and avoid making the same mistakes going forward.

1. Assess the Loss of Timeshare Ownership

Before wiping the timeshare property from your recent memory, it’s important to set aside time to analyze the purchase. This will help you make more informed decisions and avoid future impulse purchases altogether. When assessing your loss, the first thing you’ll want to do is acknowledge how much the timeshare expense actually cost you. Compare it to what you thought it was going to cost. Sales teams use a lot of misspeak during presentations and normally don’t include taxes, interest and annual fees during their proposal.

Come to terms with how you were misled and try to understand how the salesman hid this information from you. Once you start to realize how you were duped into buying, you’ll be able to identify other elements of the purchase that were misleading. What initially intrigued you about attending the timeshare presentation? Were you targeted online, at an event or through the mail? Each of these tactics can tell you a lot about how and why you were targeted.

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The way you were persuaded can also tell you a lot about your susceptibility. What caused you to trust the salesman? What questions were you asked and how were your answers used against you? What questions did you ask that were inevitably avoided or ignored? Did anything distract you from your gut instinct during the presentation? If you bought multiple upgrades or invested in timeshare relief programs, why did you make these decisions? What was said during these sales that caught your attention? Understanding how you got into the hole you were in can be enlightening to say the least.

Learning from a regretful purchase is the best thing you can do. It’s what you need to do if you ever want to move on. At the end of the day, there’s no need for you to project your timeshare experience onto other opportunities. Not everyone wants to scam you. Besides, you could potentially help other people on the verge of making similar mistakes. Having to get rid of timeshare obligations isn’t something to be ashamed of. It’s pretty bold when you think about it. Many remain stuck in the never ending cycle. Your story could impact someone else’s fortune!

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2. Ease Back Into Traveling, Recoup From the Loss

Purchasing another timeshare may not be on your agenda, but traveling without being strapped for cash might be. Now that you’ve gotten rid of your timeshare obligation for good, it might be tempting to take the first flight out of town. But taking a break from traveling may actually help you regroup. Spending more money to fill a void isn’t necessarily going to make you feel better about the loss. Especially if timeshare payments have caused you to get behind on bills or investing in other needs. Once you’re free and clear of your contract, try turning your attention to everything that’s been hindered by the purchase.

Have you been putting off home or car repairs due to financial hardship? Do you owe anyone money? Do your kids need some new clothes? Could you use some personal maintenance? Taking care of needed expenses first helps you avoid extending the regret of ownership. Has your family enjoyed dinner out on the town lately? Is there a relative or friend you haven’t been able to visit for a while? Just because the timeshare didn’t transpire doesn’t mean you have to splurge on a magical vacation to make it all go away.

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If you need time to recover financially, then it’d behoove you to take a break from your travels. But if you believe in routine escapes, there are plenty of little trips you can take. Create a list of things you can do locally or within a few hours drive. Ease back into your travels and create a budget you can stick to. If you have a travel itch that simply needs to be scratched, just keep it simple. As long as you’re able to get away and spend time with those you love, nothing else really matters. In the meantime, write down some financial goals and start setting aside money for a future trip. Planning a sensible, budgeted vacation with your spouse, kids or friends gives everyone something to look forward to.

3. Save Money and Maximize Your Next Vacation

While getting rid of timeshare obligations frees up a lot of cash, saving it can be very rewarding. Whether you canceled your timeshare after 3 months or 30 years, you’re still going to want what you initially paid for. Whatever your reason for canceling was, you probably still want what you paid for. Unfortunately, ripoffs normally don’t include restitution. That’s why steps 1 and 2 are so important. After you’ve assessed and recouped your losses, planning a trip the right way becomes easy.

Forcing a vacation or buying the first deal that comes your way is rarely fruitful. Some of the most memorable vacations tend to be those that were either thoughtfully put together or spontaneous (road trip, staycation, etc..). Avoiding expensive trips at first will be worth it in the long run. Making sacrifices in response to your loss helps you avoid traveling on a tight budget in the future. Take responsibility for the decision and make the best of it for now. If funds are limited, the unexpected or an appealing attraction (you can’t attend) could ruin the entire trip.

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The key to life after a timeshare exit is the plan. The more people on the same page the better. Setting expectations and being realistic about anticipations helps you develop an itinerary that pleases everyone. When plans aren’t rushed and money isn’t scarce, the outlook is promising. Waiting to go on vacation until after you finally get rid of timeshare obligations ensures everyone enjoys themselves. From here, you can leave the poor timeshare investment in the past.

4. If You Really Want a Timeshare, Start Researching Resorts

Getting rid of a timeshare agreement doesn’t mean you have to give up on the concept for good. Not all experiences are bad. Most don’t work out because buyers just aren’t cognizant of what they’re purchasing. If you’re still intrigued by fractional ownership, but don’t want to make the same mistakes, then start researching your options. Join online forums or social media groups to learn more about the ins and outs of the industry. Ask the right questions and gain a better understanding for timeshare terminology. A “right to use contract” or a travel club just might suit you better.

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Either way, today’s travel opportunities are endless. Whether you’re a global traveler or you only need a few weekends at the beach per year; the perfect solution is out there for you. You just have to find it. Don’t let the opportunities sell you. Ignore the bright, screaming advertisements and find something that makes sense. Take the things you’ve learned from your experience and apply them. Don’t allow yourself to be persuaded and never forget how worthwhile a well-planned vacation can be. If there’s a chance the resort can’t deliver, or the offer seems too good to be true, there’s no need to rush. It can be especially devastating if you have to get rid of timeshare obligations twice.

For more information on our cancellation services, you can schedule a FREE consultation or visit the qualification form below.

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