Real Talk on Timeshare Exit Strategies in 2025
How to Get Rid of a Timeshare That is Paid Off?
You can get rid of a paid-off timeshare by using a deedback program, working with a legitimate exit company, transferring ownership, or renting it out while you plan your exit. Whatever you do—don’t fall for resale scams.
So, you paid off your timeshare. Maybe you thought you were finally free. No more monthly payments, no more pressure from salespeople in Hawaiian shirts handing out free dinners.
But then the maintenance fees came. And the special assessments. And now it feels like you’re still paying for something you don’t even use. Sound familiar?
You’re not alone. We’ve talked to countless families—people just like you—who feel like they got suckered into a lifetime obligation they never wanted. One couple that contacted us said they paid off their timeshare in 2019 and thought they’d “just keep it for vacations.” Fast forward to 2025: They’re contacting us again and have only used it once, paid over $6,000 in fees, and still can’t unload it through resale.
Let’s talk about why keeping a paid-off timeshare is costing you more than you think—and exactly how to get out.
How to Get Out of a “Paid-Off” Timeshare—and Why Keeping it is Costing You More Than You Think
Owning a timeshare isn’t like owning a home. You don’t gain equity. You don’t build value. In fact, the opposite is true—the value drops like a rock the minute you buy it.
Let’s look at the real cost.
That’s $22,471.41 paid in maintenance fees over a ten year period, whether you use the timeshare or not. Add club dues, special assessments, and exchange fees, and you’re looking at thousands more every decade—for a place you probably stopped going to.
The Truth About Timeshare Resale Scams
If you’ve ever Googled “how to get rid of a timeshare that is paid off,” you’ve probably seen companies promising to sell it “fast” or “guaranteed.”
Let me shoot straight with you: Most of those are scams.
They’ll ask for an upfront fee—anywhere from $500 to $3,000—and then ghost you. Or they’ll string you along while “trying to find a buyer” that doesn’t exist.
We recently spoke to a man in his 60s who paid $2,200 to a resale company—and never heard back. These companies prey on people who are desperate to escape. Don’t fall for it. We hear similar stories from owners contacting us daily to answer their question of how to get rid of their timeshare.
Red Flags in Timeshare Resale Companies
They ask for upfront fees
They guarantee a quick sale
They claim they already have a buyer
They’re not listed with the Better Business Bureau
They pressure you to act fast
How to Get Rid of a Timeshare That is Paid Off (The Smart Way)
1. Deedback Programs
Some resorts now offer “deedback” or surrender programs. You give them the timeshare back, and they release you from ownership. It’s not always guaranteed, and oftentimes there are fees involved, but it’s clean and quick if available.
2. Transfer Ownership
You can legally transfer your timeshare to someone else. Maybe a family member actually wants it (rare, but hey…). You’ll need to file a new deed and notify the management company to ensure the transfer is accepted. If you have a point certificate or right to use contract, you will need to contact your resort to assist you with transferring your timeshare interest to another party.
Just be honest with them about the costs. Don’t stick them with your mistake.
3. Use an Experienced Exit Company
Some companies offer attorney-based exit strategies. The legal experts don’t just file paperwork—they hold your hand through the entire process.
Look for ones vetted by the Better Business Bureau and validate their time in business with the corporation commission in the state where they claim to operate out of.
4. Rent It Out Temporarily
If you’re still planning your exit, renting your week or points can offset annual fees in the short term. You will want to first ensure that renting outside of family members is not prohibited by your resort. Many of the major timeshare developers will lock your account if you violate the no commercial rental policy.
What to Expect During Timeshare Exit in 2025
It can take 3–12 months on average to break free from your paid off timeshare
You may owe one more annual fee depending on the timing if you transfer your timeshare
You’ll need to sign legal documents—do it right or don’t do it at all
Final Thoughts: You’re Not Trapped—You’re in Control
Let me be clear: You’re not powerless. You may feel stuck, but there are legitimate ways out. Just like digging out of debt, escaping your timeshare is about facing the truth and taking action.
This is about taking back control of your money, your time, and your peace of mind.
Don’t keep paying for past mistakes—learn from them and move forward. That paid-off timeshare isn’t an asset. It’s a liability. And it’s time to break free from it.
Next Steps to Get Out of a Timeshare
Call your resort and ask about deedback or surrender options.
Research exit companies with a strong online reputation and validate their time in business.
Stay vigilant—if it sounds too good to be true, it is.
Getting stuck in something you thought you owned free and clear is frustrating—but now you know how to get rid of a timeshare that is paid off, the right way. You don’t have to keep throwing money at something that gives you nothing in return. Take the next step toward freedom by filling out the eligibility form below. It’s time to stop paying for the past and start planning for your future.
