The timeshare industry has historically been plagued by developers who use high-pressure and deceptive sales tactics to close a timeshare sale. Using false and misleading statements of what buyers could expect from their timeshare ownership, the industry has a tarnished reputation which over the years grown ever worse.
In 2008, with the collapse of the economy and crash of the stock market, many homeowners found themselves no longer able to afford their homes much less the timeshare that they had purchased in a moment of weakness.
Because a timeshare is essentially a “lifetime” obligation to pay maintenance, taxes and fees it is a liability not an asset, that many people could no longer either afford or want.
Faced with the prospect of ever increasing maintenance fees, and desperate to get rid of the so – called “ vacation of a lifetime” many timeshare owners turned to the timeshare resale market in an effort to be relieved of their lifelong obligation to pay ever increasing dues and fees.
Into this vacuum of desperate owners wanting to sell, jumped the timeshare resale scammers.
Armed with false promises of ready buyers, fast sales, big profits and money-back guarantees fly – by – night scammers proliferated with promises of a quick sale and lots of money for what was now an unwanted timeshare.
The truth is timeshares are not an appreciating asset and there is no ready market for a used timeshare. A simple search on ebay can verify the truth of this statement. By simply entering the search term “timeshare” hundreds of supposedly valuable timeshares will appear for as little as $1.00 with the seller agreeing to pay all the closing costs.
With the timeshare resale scam running rampant, the Federal Trade Commission and state consumer protection agencies began to shut down dishonest timeshare resellers for bilking timeshare owners out of millions of dollars.
The state of Florida quickly passed a state law designed to crack down on this kind of fraud. That law forbids timeshare resellers from making unfounded promises and collecting large upfront fees.
The Federal Trade Commission was even more proactive, spearheading a national effort against the timeshare resale scam bringing over 200 actions nationwide against the scammers in 28 states.
So if you are a timeshare owner who is no longer interested in the ever increasing fees, lack of availability and high pressure sales pitches to “upgrade” avoid the timeshare resales scam at all costs.
If you own a timeshare, question any offers to help you resell it. Moreover, if you are thinking of selling a timeshare look first at what is out there. Listen carefully for the promise of lots of money quickly and a request for an upfront fee. Those are two signs of a timeshare resale scam.
The California Bureau of Real Estate warns: “The fraudsters use the names of companies (some of which have professional-looking but usually phony websites, fancy-sounding titles and addresses, and purport to be escrow, timeshare resale, finance, and/or title service businesses) and individuals in California.”
Remember this, once purchased a timeshare is very, very hard and almost impossible to sell.
So if you are looking to be relieved of your timeshare and its lifelong financial obligations, find a company who can provide you a guarantee to cancel your timeshare contract.
At the offices of Vacation Ownership Consultants, we have helped hundreds of timeshare owners who no longer wish to be burdened with their timeshare.
For more information on how you can safely eliminate an unwanted, unsellable timeshare, please contact us today. Our consultants are standing by to assist you. Call 1-800-614-5288
by Doug Shadel, AARP The Magazine, July 2017 She’d had enough. Just two years after Nancy Adams and her sister, Edith, bought their time-share condo, Nancy wanted to get rid of it.
The siblings had gotten swept up in the pitch from a time-share company that had offered them a free weekend in April 2012 at one of its properties, in Charleston, South Carolina. Nancy, currently 78, had grown up working at her grandfather’s Florida resort; she wanted to be the pampered guest for a change. Before the weekend was over, the sisters had bought a unit. But now Nancy was regretting that decision. The sisters had used the unit several times, and they had applied accumulated “points” to stay once at a separate location run by the resort. But after several expensive “upgrades” to their membership, their total investment in the time-share was more than $20,000. Now the sisters wanted out.
So Nancy, a retired bank teller, posted a for-sale ad on a website called BuyaTimeShare.com in December 2014. Within a week, the sisters’ phone was ringing off the hook with offers. But most of the calls came from 800 numbers, and for months the sisters ignored the sales calls. Finally, someone with a Florida area code called. “Kevin” was from a firm called International Marketing Solutions. He said he was representing a couple from Montreal who wanted to buy the unit, and provided Nancy with their contact info. When Nancy called, a woman confirmed everything Kevin had said and expressed her eagerness to buy.
The deal came together quickly. Nancy received faxed documents already signed by the buyers and wrote a check for $2,250, to be refunded later, to set up escrow and title services.
Weeks and months passed; Nancy never heard from Kevin again. She had been caught up in a new wave of fraud that has systematically targeted vacation property owners like her.
6 Selling Tips
1. Ask the resort first. “A lot of resort companies have formal resale programs,” says Robert Clements of the trade group ARDA.
2. Know the market. Timeshare Users Group (tug2.net) has lots of information provided by fellow time-share owners; TimeshareInsights.com has practical advice and is run by the author of Timeshare Vacations for Dummies.
3. Expect little. “Time-shares are a use product,” Clements notes. That means that if you’ve used it over the years, you’ve gotten the value you paid for. You may not be due any cash back.
4. Put down the phone. If you get a pitch from a stranger that involves any payment from you, hang up, Clements says. “I have not seen anything good come from taking unsolicited telemarketing calls.”
5. Prepare yourself. Be sure you are up to speed on the latest scams, as well as on your legal rights and sales choices. Read over your ownership papers, and make sure you are current with all fees.
6. Beware rental scams. They’re the newest trend in time-share fraud. The phone pitch is that the caller has someone who will pay big to take your week — if you pay an upfront finder’s fee. Always say no.
A brief history of time-shares
The U.S. time-share industry was born in the 1970s, based on a simple innovation: Instead of selling a condo unit to a single buyer, a developer could market the unit based on time. This meant a single condo could become 52 units (or weeks) and be sold to as many as 52 owners, each paying a share of the price.
In the early days, the hubs of this new business model were California, Hawaii and Florida; companies such as Westgate Resorts, Marriott, Hilton, Wyndham and Starwood thrived over the next 20 years. Soon, other travel corporations jumped in. Today there are more than 1,500 time-share developers in the United States and more than 9.2 million time-share owners, reports the American Resort Development Association (ARDA), a time-share industry trade group.
Many owners are happy with their purchases and routinely vacation in their time-shares during their given weeks. But the industry has long been dogged by a reputation for unscrupulous sales practices. And owners often encounter unforeseen challenges. Along with being responsible for annual maintenance fees, they may be saddled with an asset (essentially, the right to use a condo for one specific week of the year) that has little resale value. Often, time-share companies are unwilling to buy back sold units, and reselling a time-share can be difficult.
This became particularly true after the recession hit in late 2007. The steep economic downturn caused time-share sales to decline sharply, leading to the layoffs of hundreds of salespeople. At the same time, the resale market was flooded with owners desperate to unload their units. It was in this environment that the time-share resale scam emerged. Shady entrepreneurs acquired lists of people trying to sell their unwanted time-shares and hired roomfuls of salespeople to work boiler room–style call centers. A lucrative wire-fraud industry was born. The con: Claim to represent a company that helps owners sell their properties. Say you have a specific buyer already lined up. Tell the seller that all she needs to do is pay an upfront fee to cover various costs. Exchange legitimate-looking legal forms, and get the seller to pay the fee. Then, disappear.
The fraud emerged around 2009 and took off in 2011, when complaints flooded the Federal Trade Commission. “They just took advantage of a very lucrative time, when people were desperate to dump their time-shares,” says Michael J. Stevens, a detective with the Orlando Police Department. During those years, the scam outfits were brazen, opening large call centers in and around Orlando. “They would pose as real businesses,” Stevens says. “They’d incorporate online; they’d get telemarketing licenses.”
In 2013, the FTC filed 191 cases against time-share resellers, and new regulations were imposed in Florida, California, Nevada and other time-share hot spots. The problem became so serious that “ARDA led an effort to pass time-share resale legislation in about 12 states, including Florida,” says Robert Clements, ARDA’s vice president for regulatory affairs. Clements has also spoken with attorneys general in several states to raise awareness about the issue.
Resale-fraud reports have since receded, but fresh variations on the con are emerging, and authorities warn that the machinery that powers this scam is alive and well. “It’s not one person,” Stevens says. “It’s a business. It’s an industry. And once they’re trained, that’s what they do. It’s like being a drug dealer. ‘What do you do?’ ‘I sell crack.’ ‘What do you do?’ ‘I lie on the phone.’ ”
Inside the boiler room
In an Orlando hotel conference room, a convicted time-share scammer explains how he learned his trade. As he awaited sentencing in the spring of 2016, he agreed to talk to AARP The Magazine. We’ll call him Jake.
In his 20s, Jake ran an alarm company in the Orlando area, but by 2007, he says, he was deeply in debt. One night he met a guy at a sports bar who told him about his job. “He said he was making thousands upon thousands of dollars a week,” Jake says. “He told me he was in the time-share resale business. At that point, I didn’t know anything about time-share resale. The only thing he told me ahead of time was, ‘We kind of fluff the truth a little bit.’ And I said, ‘I think I’m OK with that.’ ”
Jake turned out to be a natural. In real life he’s a burly guy with a shaved head. But give him a script to read over the phone and he can be soft-spoken, reassuring and thoroughly charming. “Within a week I knew I was going to be very good at this,” he says.
Jake rose quickly; after a few months, he was managing the room instead of working the phones. Soon, he found himself working as a middle manager in a large time-share resale fraud organization. The pickings were easy: The scammers bought their sales leads from brokers on Craigslist or directly from employees of resort companies who were willing to steal and sell customers personal information.
Since the salespeople already had details about the properties themselves, they could concentrate on probing gently with “discovery” questions. “There’s always a reason why they’re wanting to get rid of the property — their spouse has passed away, they can’t afford it anymore,” Jake notes. “You wait and you listen, to hear what they have to say. You find their pain. And then you play off that.”
The script was a variation of an age-old advance-fee telephone con — a “pitch heat,” in boiler room parlance. Representing a marketing company, Jake promised time-share owners that he had an eager buyer lined up for their unit; all he needed was some money upfront for closing costs. “Sellers would pay $2,000 in a heartbeat to get $20,000 for a property,” Jake says. “The worse the economy got, the higher our sales became. I remember in a period of three months putting almost $500,000 in my pocket.”
Since the victims charged these fees on their credit cards, the scammers needed a way to avoid having to pay back the money once the victims discovered the con. The solution: a phony “verification call.” Once a time-share seller had agreed to pay the title company charges, he or she was told to expect a call to confirm that the charges were authorized.
Jake would coach victims on what to say, explaining that they’d be asked if they understood that the fee was a nonrefundable marketing cost. This, the salesman would explain, was just a formality. The explanation was full of legalese about “estoppel letters” and “right to rescission.” Usually, it worked. The victim would not only agree to pay the bogus costs but would recite the right answers for the verification call. “The reality is, all we want to do is get them to admit there’s no buyer on a recorded line, to use against them later,” Jake says. After that, the only remaining chore was to keep the con undetected. “The longer you push them off, the less chance that their credit card company is going to even allow them to open up a dispute,” Jake says. The goal: Keep them on the hook for 120 days.
At that point, the game finally ends. The scammers call the victims one last time with a story about how the buyers dropped out, so there would be no sale. Many victims are angry, but few do anything about it. Only about 10 percent actually file complaints, Jake estimates. “The other 90 percent either feel ashamed and embarrassed that they fell for the scam — or they fall for the scam again and again and again.”
Those time-share owners who do try to fight back find that they have few options; too much time has passed since their credit cards were charged. And if they complain to their local attorney general’s office, the resale company can counter with a recording of the verification call. Plus, every few months, the company dissolves and re-forms under a new name, with a new website, to erase the trail of angry victims.
Often, Jake and his salespeople wouldn’t even bother to acquire fresh leads. “Most of these people have signed up with our company multiple times,” he says. “Every time that we would call them back, we’d changed the name of the company…. But the pitch would be the same.” At his peak, Jake was running three boiler rooms in the Orlando area. In the 30 months he was there, the organization conned more than 80,000 people. Their take: $24 million.
After the crackdown
It was the money that brought them down. Investigators were able to pinpoint the merchant account that processed the credit card payments from tens of thousands of scam victims. On the morning of February 14, 2011, Jake got a call from one of his sales agents. Don’t go to work today, he was told.
“I asked him why,” Jake recalls, “and he says, ‘There’s about 22 undercover police officers and the Orlando SWAT team raiding your office.'” Armed with search warrants, authorities seized computers, phone records, documents and scripts for the pitches.
The raids revealed a pyramid-shaped criminal network, with a layer of middle managers such as Jake presiding over multiple satellite offices. “He had hooked himself into a long-running criminal organization,” Stevens says. “It had generated a tremendous amount of funds, and that organization was expanding and growing.”
In spring 2015, eight of the ringleaders were arrested on federal mail fraud charges. The impact of the crackdown was immediate. According to the Florida attorney general’s office, complaints related to time-share fraud plummeted 26 percent. Stevens believes that, in the wake of those big boiler room raids, Orlando’s phone-fraud activity is now more dispersed, with smaller operations using untraceable, no-contract, burner mobile phones and working from homes and apartments, rather than rooms full of agents.
Some of the scammers have ditched their time-share scripts and are now pitching different advance-fee schemes, such as fake credit repair and debt consolidation services. Others have simply changed the time-share pitch to be about renting the property, rather than selling. One reason the frauds continue is that it is relatively easy for scammers to get the names of time-share owners. “Time-share deeds are usually public records. Resale scammers mine public records to find consumers with low-value time-shares,” says OlhaRybakoff, senior counsel in the Tennessee attorney general’s Consumer Advocate and Protection Division.
“Buying a time-share seems to put you on a list,” agrees Hilary Bledsoe, an Orlando Police detective who, along with Stevens, investigates financial crimes. “The list is sold repeatedly back and forth between people, because there are only so many time-shares that are out there…. We have people who have been victims of probably seven or eight different companies.”
Nancy Adams knows about being a repeat victim. Last year, she got a call from a firm claiming to be able to rent her time-share. Adams paid it almost $1,500 and never heard from it again. But then her luck changed. Her original scammer went to prison, the state has reimbursed her for most of what she lost in that fraud, and the resort has bought her unit back. Finally, she says, the good and bad of time-shares are behind her.
Beware of the traditional means of ridding oneself of an unwanted timeshare is through a sale, donation or transfer.
On the subject of selling a timeshare, many unwary timeshare owners seeking to rid themselves of their timeshare fall pray to listing companies that propose to list their timeshare for sale. Such companies have been under investigation by state Attorney General’s for fraudulent and deceptive practices and a proposed timeshare seller wishing to sell his or her timeshare obligation should first consider selling their timeshare by listing it on sites like eBay or Craigslist.
Other options are to list it through the developer, if the developer handles re-sales, or through a timeshare resale broker. One thing the proposed timeshare seller should not do is pay an advance fee for the sale of their timeshare. It is these advance fee practices that have fallen under the scrutiny of state Attorney Generals.
Another frequently discussed solution to the problem of how to be released from your timeshare’s financial burdens, is to donate the timeshare. Where there once were a number of organizations that accept deeded-timeshare donations, with the ever increasing burden of maintenance fees which seem to go up every year, such organizations are a vanishing breed.
Transferring ownership to a third party who will merely take over the yearly maintenance obligations is another “exit strategy.” These persons, however, won’t pay you for the timeshare and in many cases the timeshare company will simply refuse to recognize the transfer or alternatively impose onerous resort transfer fees making the transfer to a third party prohibitive for those faced with financial difficulties.
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John and JoAnn Belczak vacation in Hawaii every year.
That’s in addition to trips the Yorba Linda couple have taken to Tahoe, Boston and the Carolinas. They’ve strolled the scenic beaches of Aruba and St. Kitts and been on a cruise to Alaska. Every three years, they spend a week in a 2,000-square-foot penthouse in Nuevo Vallarta on Mexico’s west coast.
Timeshares make all that travel possible for the peripatetic Belczaks and their three now-grown children. After buying their first timeshare in Kauai 10 years ago, they upped their points a few years later, then bought a second timeshare in Mexico.
“Never regretted it,” said JoAnn Belczak, 59. “It’s not cheap. We know that. But so long as you know how to work the system and you use it, it’s great.”
William Dorman has a different take on the Las Vegas timeshare he got talked into buying at a sales presentation 15 years ago. Yes, he has exchanged his parcel for trips to places like Palm Springs and Arizona, but nothing exotic. Those were always booked. He had to pay out of pocket for accommodations in New York because the timeshare there also was booked.
Now he wants to get rid of it.
“Nothing’s available, and you have to book two years ahead of time,” said Dorman, 56, of Dana Point. “People are giving them away … or they’re listed for $5 or $100 because people want to get out of them.”
Some people are happy with their timeshares, saying they give them a chance to see the world in homey, spacious accommodations that cost less than an equivalent hotel. Others deeply regret them, saying maintenance fees keep rising, they can never book the times they want and they’re stuck paying for something they can’t use.
Regardless of whether timeshares are good or bad, the industry is booming.
Sales revenue by timeshare developers and operators rose 32 percent – to $8.6 billion a year – in the five years ending in 2015, according to the most recent estimate by the American Resort Development Association, or ARDA. Association figures show there were 411,880 transactions in 2015, with prices averaging $22,240, up 21 percent in five years.
But secondary market sales by private owners have been flat and represent a tiny fraction of the timeshare market, said Bob Schmidt, data officer for Sharket.com, a timeshare resale data firm. The resale market averages 25,000 to 26,000 transactions per year, with an average price of $5,000, a fourth the value of a typical retail unit.
“There certainly are a lot of people who are interested in selling their timeshares,” Schmidt said.
The timeshare concept, which dates to the 1960s, allows multiple owners to share one property or to gain access to resorts around the world by cashing in points they’ve accumulated or through an exchange system.
People who love their timeshares say they are motivated to take regular vacations, and they get better accommodations for less money, with kitchens and, in most cases, two or more bedrooms.
An ARDA survey found timeshare owners are more likely to take annual vacations.
And because timeshares have more rooms, and thus more privacy, owners have more sex, the industry trade group claims (yes, they actually asked vacationers about this). More than two-thirds of timeshare owners say they have more sex on vacation, while less than a third of nonowners have more sex.
ARDA President and CEO Howard Nusbaum said that over a 10-year span, the typical timeshare saves a family almost $14,000 compared with renting two hotel rooms for a week each year.
“You save money, plus you get all the comforts of home,” Nusbaum said. “It’s a better way to vacation.”
But it’s not for everyone, he concedes. People who are happy sharing a hotel room with the kids or who don’t mind sleeping on Grandma’s sofa don’t buy timeshares. But for those who want to stay in a nice hotel and take a vacation each year, he said, “it works out.”
Discipline and advance planning are a must in the timeshare world, owners say.
Jeff Weir, owner of three timeshares and chief correspondent for Redweek.com, a leading timeshare resale site, said bookings can get competitive. For example, he has to call a year in advance to reserve a week at the Marriott Newport Coast Villas, where he’s an owner.
“Wait two days later, those weeks are gone,” he said. “There are some practice issues for owning a timeshare that people have to deal with.”
Most of the unhappy owners are people who own a timeshare in a “legacy resort,” or an older, single-site property not affiliated with a large club, ARDA’s Nusbaum said.
“Those are the owners who have more pent-up demand to sell,” he said.
A glut of resales
Almost half of the 614 timeshares selling on eBay the weekend of Jan. 14-15 had starting bids of $1 or less, with 37 of them going for a penny.
“There’s a glut,” says a representative of Vacation Ownership Consultants, a company specializing in timeshare contract cancellation.
Hard-sell tactics are a key reason owners end up buying a timeshare they can’t use over the long run.
Buyers are lured into sales presentations by free dinners, theater tickets or discounts on hotel bills. The presentations last hours, lubricated by free food and drinks. Then, the buyers are presented a stack of papers to sign.
“They are zombies when they sign the contract. We have judges, we have clerks, we have doctors. They all come to us. We’re getting people out of these contracts that are burdensome and oppressive because at the time they signed them they really weren’t in their right mind.”
Recently a series of lawsuits were filed accusing Las Vegas-based Diamond Resorts International sales people of falsely telling buyers their timeshares appreciate in value and are easily sold and the property could be used by their heirs when they die. A retired Oceanside couple with no income paid $150,000 for timeshare contracts with Diamond, a recent Orange County lawsuit said.
“You’re told it’s an investment. … It’s not, it’s a liability … because of the maintenance fees you have to pay every year if you go on vacation every year or not.”
The lawsuit “is without merit,” a company statement issued last week said.
In December, Diamond agreed to pay Arizona $800,000 and take back timeshares after the state alleged it had received hundreds of complaints of false statements and misrepresentations made during sales presentations, the state Attorney General’s Office said.
A Diamond statement said the firm will launch nationwide reforms this month, dubbed Diamond Clarity, “to enhance the overall customer experience” during sales presentations.
Virginia Pelton of Laguna Hills sold timeshares in the early 1990s and ended up buying four of them in Las Vegas, Palm Springs, Dana Point and Cabo San Lucas.
“I used them several times a year,” said Pelton, 88, a former model. “A lot of people say, ‘If I want to go somewhere, I’ll get a hotel.’ But they don’t travel that much. If you have a timeshare, you use it. I did.”
But then maintenance fees started going up. Her total bill is $6,000 a year, and she’s taking steps to shed her timeshares.
“I was really into it until (the maintenance fees) went out of sight,” she said. “I can’t afford it anymore.”
Anaheim bakery owner Asem Abusir, 55, tried going to court to get rid of the Las Vegas timeshare he bought for $12,000 in 2008. He said he hasn’t been able to get a reservation since he refused to upgrade to a $35,000 plan. His annual maintenance fees are $1,400.
“They said, ‘Eventually you have to upgrade, so think about it,’” Abusir said. “It’s like I have no option.”
Eventually, he was able to shed his obligation by paying a $2,500 fee.
“I didn’t want to pay for something forever that I wasn’t using,” he said. “They said, ‘Even if you die, your kids will have to pay.’”
For more information on how you can safely eliminate an unwanted, unsellable timeshare, please contact us today. Our consultants are standing by to assist you. Call 1-800-614-5288
While it is true that a timeshare contract is a binding legal document, it is often mistakenly thought that such a contract cannot only be cancelled. In fact, most timeshare companies maintain that their contracts are non – cancellable. This misconception is perpetuated by timeshare companies and user groups that are funded, maintained and controlled by the timeshare industry. The truth of the matter is, that under the law, contracts are cancellable for a variety of reasons, including fraud and mistake. Moreover, a person who is burdened by the obligations of a contract may “terminate” it and no longer be bound by the contract for reasons other than breach.
“Cancellation” occurs when either party puts an end to the contract for breach by the other and its effect is the same as that of ‘termination’ except that the canceling party also retains any remedy for breach of the whole contract or any unperformed balance. Uniform Commercial Code 2106(4); see 13 Corbin (Rev. ed.), §73.2; 13 Am.Jur.2d (2000 ed.)
Since it is the law of the land, that a breach of contract by a party to the contract may result in the other party being released from their obligations under the contract, the notion that one is forever bound by a timeshare contract is erroneous as a matter of law. The purpose of this article is to provide a ray of hope to those timeshare owners who are no longer interested in being tied to their timeshare and its lifetime of financial obligations. To start, when you first purchase your timeshare, most states have a rescission, or “cooling off,” period during which timeshare buyers may cancel their contracts and have their deposit returned. This is know as the “right of rescission.”Once this period expires, however, most timeshare companies will have you believe that their contract is non – cancellable and you are thereafter bound in perpetuity to pay the ever increasing maintenance fees that go along with timeshare ownership.
“Termination” occurs when either party, pursuant to a power created by agreement or by law, puts an end to the contract otherwise than for its breach. Uniform Commercial Code sec. 2106 (3)
In recent years, however, new techniques pioneered by real estate attorney’s who specialize in timeshare litigation have emerged. These techniques reached their ultimate fruition in a series of lawsuits filed in California on behalf of a group of timeshare owners who wanted nothing more than the complete release, termination and cancellation of their timeshare interests.
Other similar actions have followed, all seeking cancellation and termination of timeshare interests for the type of fraudulent and deceptive conduct that is frequently utilized by timeshare sales people to induce unwitting potential owners to sign on the dotted line. Such conduct includes the following representations, typically made at the time the timeshare was sold:
- That the timeshare interest purchased would appreciate and increase resale price and value over time
- That the timeshare interest purchased could be freely exchanged, transferred and sold.
- That the timeshare interest purchased was a financial investment.
- That the timeshare interest purchased would result in the purchaser receiving booking priority over non – purchasing vacationers wishing to stay at one or more of the properties owned and/or maintained by the defendant.
As a result of the filing of such actions, timeshare companies have become much more amenable to releasing timeshare owners from their timeshare obligations even without resort to litigation. In order to avail yourself of such a solution, you should retain an attorney familiar with timeshare laws and the various techniques for terminating a timeshare contract.
In sum, do not believe the naysayers who tell you that it is impossible to get out of a timeshare contract. Should you be the victim of one or more of the foregoing misrepresentations, you too may be able to cancel your timeshare contract.
Call today for your complimentary assessment 1-800-614-5288